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1015 Polley Drive

1015 Polley Drive, Bardstown, KY 40004
Property in Nelson
Sold Apr 08, 2021
$245,000
$247,474 by Envoy Mortgage Ltd
Mortgage Due Apr 01, 2051
Sold Feb 03, 2017
$100,000
$77,500 by Fort Knox Fcu
Mortgage Due Feb 01, 2032
1015 Polley Drive in Bardstown, KY was first built in 1997 and is 27 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 4 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1015 Polley Drive has 1,532 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,532 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 30,056 square feet.

Learn more about the property and building on this page. There is a porch and a patio. The home has a hip style roof made of composition shingle. Water for the property is sourced from a water system. For those who need parking, there is a built-in garage. There are a total of 2 available parking spaces. The exterior walls of the home are made of brick veneer. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump. The property was last sold in Mar 31, 2021 for $245,000. That's $159.92 per sqft. Prior to that sales transaction, the property was also sold in Jan 12, 2017 for $100,000. 1015 Polley Drive was last assessed in 2023. The total value of the property was assessed at $245,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,630. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Total Rooms: 4
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,532
  • Parking Type: Offsite
  • Garage Type: Built-in
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 30,056
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,532
  • Building Area: 1,532
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,532
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MILLCREEK PLACE
  • Land Acres: 0.69
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MILLCREEK PLACE LT 10 PC2-341

Ownership

  • Current Owner : HARDIN TIMOTHY MATTHEW
  • Previous Owner : RUSSELL DONALD
  • Owner Before Previous Owner: RUSSELL KARIN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nelson County School District
  • Census Tract: 930500

Geography

  • Account Number: 89949
  • District: 1
  • Parcel: 63000-00-030.10
  • Lot: 10
  • Municipality: 01
  • Latitude: 37.7869
  • Longitude: -85.3916

    Address

  • Full Address: 1015 Polley Dr
  • Address - House Number: 1015
  • Address - Street Name: Polley
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Bardstown
  • Carrier Code: R013
  • 4-Digit Zip Code: 8954
  • Zip Code: 40004

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,630
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.4418
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 11
  • Final Value: 254,869
  • High Value: 367,489
  • Low Value: 142,248

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $275,308
  • First Open Lien Mortgage Lender: ENVOY MORTGAGE LTD
  • First Open Lien Mortgage Recording Date: Apr 08, 2021
  • First Open Lien Mortgage Loan Amount: $247,474
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: UNITED STATES OF AMERICA
  • Second Open Lien Mortgage Recording Date: Mar 24, 2023
  • Second Open Lien Mortgage Loan Amount: $27,834
  • Second Open Lien Mortgage Term: 336
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $245,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $245,000

    Sales

  • Current Sale Contract Date: Mar 31, 2021
  • Current Sale Recording Date: Apr 08, 2021
  • Current Sale Transaction ID: 11831914573
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021004550
  • Previous Sale Recording Date: Feb 03, 2017
  • Previous Sale Contract Date: Jan 12, 2017
  • Previous Sale Amount: $100,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENVOY MORTGAGE LTD
  • First Mortgage Transaction Date: Apr 08, 2021
  • First Mortgage Loan Amount: $247,474
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FORT KNOX FCU
  • Previous Mortgage Transaction Date: Feb 03, 2017
  • Previous Mortgage Loan Amount: $77,500
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2032

About Nelson



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 1015 Polley Drive located in?
The 1015 Polley Drive is a located in the neighborhood of Nelson in Nelson, Bardstown.
What is the average sales price for listings in 1015 Polley Drive?
The average sales price for units in 1015 Polley Drive is $244,900 , or $101/sqft. currently.

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