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10148 Montrose Drive Northwest

10148 Montrose Drive Northwest, Charlotte, NC 28269
Sold Jan 18, 2019
$326,000
$286,750 by Loandepot.com Llc
Mortgage Due Apr 01, 2051
Sold Apr 10, 2006
$243,500
$194,750 by Family First Mortgage Corp
Mortgage Due May 01, 2036
10148 Montrose Drive Northwest in Charlotte, NC was first built in 2005 and is 19 years old. Although, the building on the property was most recently renovated and altered in 2006. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 10148 Montrose Drive Northwest has 2,811 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 730 ft and the linear feet between the front and back of the lot is 1,380. In total, the area measurement of the land is 8,712 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a cathedral style roof made of composition shingle. For those who need parking, there is a mixed used garage. The garage is 441 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of B. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jul 12, 2018 for $326,000. That's $115.97 per sqft. Prior to that sales transaction, the property was also sold in Apr 7, 2006 for $243,500. 10148 Montrose Drive Northwest was last assessed in 2023. The total value of the property was assessed at $320,560. Specifically, the land the property is located on was valued at $64,000. While improvements on the property were assessed at a total of $256,560. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,911. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2006
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Cathedral
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Area: 0
  • Parking Type: Offsite
  • Garage Type: Mixed use
  • Garage Square Area: 441
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,380
  • Lot Size Frontage Feet: 730
  • Total Building Area: 2,811
  • Gross Building Area: 3,582
  • Building Area: 2,811
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,811
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MONTROSE VILLAGE
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 69 MONTROSE VILLAGE

Ownership

  • Current Owner : MCVAUGH SHANNON K
  • Current Owner 2: MCVAUGH ERIC JOHN
  • Previous Owner : KRIGER FREDERICK
  • Owner Before Previous Owner: CRESTWOOD HOMES LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Cabarrus County Schools
  • School Tax School District: 02-JACKSON PARK
  • Census Tract: 041307

Zoning

  • Zoning: R-CO

Geography

  • Account Number: 128091
  • District: 02
  • Parcel: 4670 82 5575
  • Lot: 69
  • Municipality: POPLAR TENT
  • Latitude: 35.3929
  • Longitude: -80.7497

    Address

  • Full Address: 10148 Montrose Dr Nw
  • Address - House Number: 10148
  • Street Segment Direction: NW
  • Address - Street Name: Montrose
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R182
  • 4-Digit Zip Code: 7008
  • Zip Code: 28269

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,911
  • Tax Rate Code Area: CI02

    Appraisal Valuation

  • Standard Deviation: 0.164
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 79
  • Final Value: 547,356
  • High Value: 637,132
  • Low Value: 457,579

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $346,750
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: Mar 12, 2021
  • First Open Lien Mortgage Loan Amount: $286,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: DISCOVER BANK
  • Second Open Lien Mortgage Recording Date: Mar 25, 2024
  • Second Open Lien Mortgage Loan Amount: $60,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 21, 2039

    Market Valuation

  • Market Total Value: $320,560
  • Market Land Value: $64,000
  • Market Improvement Value: $256,560

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $320,560
  • Assessed Land Value: $64,000
  • Assessed Improvements Value: $256,560

    Sales

  • Current Sale Contract Date: Jul 12, 2018
  • Current Sale Recording Date: Jan 18, 2019
  • Current Sale Transaction ID: 11561389074
  • Current Sale Price: $326,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Apr 10, 2006
  • Previous Sale Contract Date: Apr 07, 2006
  • Previous Sale Amount: $243,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PRIMARY RESIDENTIAL MORTGAGE I
  • First Mortgage Transaction Date: Jan 18, 2019
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: FAMILY FIRST MORTGAGE CORP
  • Previous Mortgage Transaction Date: Apr 10, 2006
  • Previous Mortgage Loan Amount: $194,750
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: May 01, 2036

About Highland Creek



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Frequently Asked Questions

What neighborhood is 10148 Montrose Drive Northwest located in?
The 10148 Montrose Drive Northwest is a house located in the neighborhood of Dominion Montrose in Highland Creek, Charlotte.
What is the average sales price for listings in 10148 Montrose Drive Northwest?
The average sales price for units in 10148 Montrose Drive Northwest is $0 currently.

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