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10109 East Kirsch Road

10109 East Kirsch Road, Saint Jacob, IL 62281
Property in St. Jacob
Sold Aug 01, 2005
$190,000
$124,000 by First Collinsville Bank
Mortgage Due Aug 01, 2035
Sold Nov 29, 2004
$34,000
$194,588 by First Collinsville Bank
Mortgage
10109 East Kirsch Road in Saint Jacob, IL was first built in 2005 and is 19 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 6 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 10109 East Kirsch Road has 1,757 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 2,100 ft and the linear feet between the front and back of the lot is 4,150. In total, the area measurement of the land is 87,120 square feet.

Learn more about the property and building on this page. For those who need parking, there is a attached garage. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 10109 East Kirsch Road was last sold in Jul 26, 2005 for $190,000. According to our calculations, that's $108.14 per sqft. Prior to that sales transaction, the property was sold for $34,000 in Nov 18, 2004. Current property owners are expected to pay $6,134 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2021. The property on 10109 East Kirsch Road was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $94,210. To break that down further, the land itself was valued at $11,410. While improvements to the property were assessed at a total of $82,800. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 87,120
  • Lot Size Depth Feet: 4,150
  • Lot Size Frontage Feet: 2,100
  • Total Building Area: 1,757
  • Gross Building Area: 1,757
  • Building Area: 1,757
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,757
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SCHOECKS FIRST SUBD
  • Land Acres: 2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SCHOECKS 1ST SUBD LOT 1 210 X 415

Ownership

  • Current Owner : ROBERTS MICHAEL
  • Current Owner 2: ROBERTS MARY
  • Previous Owner : LINDOW TODD S
  • Owner Before Previous Owner: SCHOECK KENT ANDREW
  • Owner Before Previous Owner 2: SCHOECK KIRK AVERY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Triad Community Unit School District 2
  • School Tax School District: C01
  • Census Tract: 403702

Geography

  • District: 05
  • Parcel: 05-2-23-20-00-000-012
  • Lot: 1
  • Municipality: ST JACOB
  • Latitude: 38.6927
  • Longitude: -89.7961

    Address

  • Full Address: 10109 E Kirsch Rd
  • Address - House Number: 10109
  • Street Direction: E
  • Address - Street Name: Kirsch
  • Address - Suffix Type: Rd
  • State: IL
  • City Name: Saint Jacob
  • Carrier Code: R022
  • 4-Digit Zip Code: 2131
  • Zip Code: 62281

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,134
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 024

    Appraisal Valuation

  • Standard Deviation: 0.2372
  • Valuation Date: Jun 14, 2023
  • Confidence Score: 66
  • Final Value: 348,617
  • High Value: 431,328
  • Low Value: 265,905

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $211,000
  • First Open Lien Mortgage Lender: FIRST COLLINSVILLE BANK
  • First Open Lien Mortgage Recording Date: Aug 01, 2005
  • First Open Lien Mortgage Loan Amount: $124,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2035
  • Second Open Lien Mortgage Lender: COLLINSVILLE BUILDING & LOAN
  • Second Open Lien Mortgage Recording Date: Feb 16, 2018
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $87,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2028

    Market Valuation

  • Market Total Value: $282,630
  • Market Land Value: $34,230
  • Market Improvement Value: $248,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $94,210
  • Assessed Land Value: $11,410
  • Assessed Improvements Value: $82,800

    Sales

  • Current Sale Contract Date: Jul 26, 2005
  • Current Sale Recording Date: Aug 01, 2005
  • Current Sale Transaction ID: 1044199372
  • Current Sale Price: $190,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2005R42660
  • Previous Sale Recording Date: Nov 29, 2004
  • Previous Sale Contract Date: Nov 18, 2004
  • Previous Sale Amount: $34,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST COLLINSVILLE BANK
  • First Mortgage Transaction Date: Aug 01, 2005
  • First Mortgage Loan Amount: $124,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Aug 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: FIRST COLLINSVILLE BANK
  • Previous Mortgage Transaction Date: Nov 29, 2004
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $194,588
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

About Madison



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Frequently Asked Questions

What neighborhood is 10109 East Kirsch Road located in?
The 10109 East Kirsch Road is a located in the neighborhood of St. Jacob in Madison, Saint Jacob.
What is the average sales price for listings in 10109 East Kirsch Road?
The average sales price for units in 10109 East Kirsch Road is $0 currently.

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