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1010 Elm Street

1010 Elm Street, Saint Charles, IL 60174
Property in St. Charles
Sold Jul 10, 2020
$260,000
$251,322 by Key Mortgage Services Inc
Mortgage Due Jul 01, 2050
Sold Aug 17, 2017
$210,000
$189,000 by Resource Bank
Mortgage Due Aug 01, 2047
1010 Elm Street has been categorized by the local assessors in Saint Charles, IL as a residential type of property. The building on the property was first built in 1954 and is 70 years old. However, we must point out that the home was most recently renovated and altered in 1969. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 1010 Elm Street has 1,224 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 720 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 2,000 ft and across the front of the lot is 750 ft. The area measurement of the land has been determined as 6,800 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 400 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of a combination of material. While the interior walls have been made of plaster. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in May 29, 2020 for $260,000. That's $212.42 per sqft. Prior to that sales transaction, the property was also sold in Jul 19, 2017 for $210,000. 1010 Elm Street was last assessed in 2022. The total value of the property was assessed at $78,263. Specifically, the land the property is located on was valued at $28,406. While improvements on the property were assessed at a total of $49,857. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,835. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1969
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Unknown
  • Exterior Walls Type: Combination
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 720
  • Garage Type: Detached
  • Garage Square Area: 400
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,800
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 750
  • Total Building Area: 1,224
  • Gross Building Area: 1,224
  • Building Area: 1,224
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,224
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIVERVIEW ADD
  • Land Acres: 0.156
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 16, BLOCK 5 IN RIVERVIEW ADD.

Ownership

  • Current Owner : DITTRICH JACOB
  • Current Owner 2: BRYAN MEGAN O
  • Previous Owner : ERIKSON ROGER
  • Previous Owner 2: ERIKSON COURTNEY
  • Owner Before Previous Owner: HENERY MATTHEW JOHN
  • Owner Before Previous Owner 2: DARRGH BERNADETTE LOUISE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852201

Geography

  • Parcel: 09-34-333-003
  • Block: 5
  • Lot: 16
  • Municipality: SAINT CHARLES
  • Latitude: 41.904
  • Longitude: -88.3116

    Address

  • Full Address: 1010 Elm St
  • Address - House Number: 1010
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C021
  • 4-Digit Zip Code: 4127
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,835
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1548
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 344,186
  • High Value: 397,468
  • Low Value: 290,903

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $311,322
  • First Open Lien Mortgage Lender: KEY MORTGAGE SERVICES INC
  • First Open Lien Mortgage Recording Date: Jul 10, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $251,322
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: ILLINOIS HOUSING DEVELOPMENT A
  • Second Open Lien Mortgage Recording Date: Jul 10, 2020
  • Second Open Lien Mortgage Loan Amount: $60,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $234,883
  • Market Land Value: $85,252
  • Market Improvement Value: $149,631

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $78,263
  • Assessed Land Value: $28,406
  • Assessed Improvements Value: $49,857

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 29, 2020
  • Current Sale Recording Date: Jul 10, 2020
  • Current Sale Transaction ID: 11772059353
  • Current Sale Price: $260,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020K037119
  • Previous Sale Recording Date: Aug 17, 2017
  • Previous Sale Contract Date: Jul 19, 2017
  • Previous Sale Amount: $210,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: KEY MORTGAGE SERVICES INC
  • First Mortgage Transaction Date: Jul 10, 2020
  • First Mortgage Loan Amount: $251,322
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: RESOURCE BANK
  • Previous Mortgage Transaction Date: Aug 17, 2017
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $189,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Aug 01, 2047

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Frequently Asked Questions

What neighborhood is 1010 Elm Street located in?
The 1010 Elm Street is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1010 Elm Street?
The average sales price for units in 1010 Elm Street is $0 currently.

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