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1004 Picardy Lane

1004 Picardy Lane, Saint Charles, MO 63301
Property in Saint Charles
Sold Aug 14, 2013
$198,000
$194,413 by American Financial Resources I
Mortgage Due Sep 01, 2043
Sold Jun 27, 2001
$112,500
$90,000 by Dba Elizabeth Fay Mtg
Mortgage Due Jul 01, 2016
1004 Picardy Lane in Saint Charles, MO was first built in 1976 and is 48 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bi-level style. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 1004 Picardy Lane has 2,692 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 950 ft and the linear feet between the front and back of the lot is 2,420. In total, the area measurement of the land is 22,990 square feet.

Learn more about the property and building on this page. There is a open porch. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a gable style roof made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 504 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of masonry. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1004 Picardy Lane sold most recently in Aug 8, 2013 for a total of $198,000. If you work out the math, that's approximately a cost of $44.37 per sqft. Before that, the property was also sold for $112,500 in Jun 13, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,636 in taxes each year. 1004 Picardy Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $70,129. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1976
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,266
  • Garage Type: Attached
  • Garage Square Area: 504
  • Parking Space Count: 2
  • Porch Type: Open porch
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 22,990
  • Lot Size Depth Feet: 2,420
  • Lot Size Frontage Feet: 950
  • Total Building Area: 4,462
  • Gross Building Area: 4,462
  • Building Area: 2,692
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,692
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: TOWN & COUNTRY RESUB
  • Land Acres: 0.528
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TOWN & COUNTRY LOT 69

Ownership

  • Current Owner : EDELEN JONNA C
  • Previous Owner : CONNERS WILLIAM P P
  • Previous Owner 2: CONNERS WILLIAM P
  • Owner Before Previous Owner: CONNORS WILLIAM P
  • Owner Before Previous Owner 2: CONNORS ELLEN M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310301

Zoning

  • Zoning: AF0

Geography

  • Account Number: 094455A000
  • District: 206
  • Parcel: 6-0020-4562-00-0069.0000000
  • Lot: 69
  • Municipality: ST CHARLES
  • Latitude: 38.8146
  • Longitude: -90.5025

    Address

  • Full Address: 1004 Picardy Ln
  • Address - House Number: 1004
  • Address - Street Name: Picardy
  • Address - Suffix Type: Ln
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C053
  • 4-Digit Zip Code: 0641
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,636
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.1916
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 74
  • Final Value: 384,259
  • High Value: 457,893
  • Low Value: 310,625

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $194,413
  • First Open Lien Mortgage Lender: AMERICAN FINANCIAL RESOURCES I
  • First Open Lien Mortgage Recording Date: Aug 14, 2013
  • First Open Lien Mortgage Loan Amount: $194,413
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2043

    Market Valuation

  • Market Total Value: $369,100
  • Market Land Value: $60,000
  • Market Improvement Value: $309,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $70,129

    Sales

  • Current Sale Contract Date: Aug 08, 2013
  • Current Sale Recording Date: Aug 14, 2013
  • Current Sale Transaction ID: 1188711840
  • Current Sale Price: $198,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20130814000647200
  • Previous Sale Recording Date: Jun 27, 2001
  • Previous Sale Contract Date: Jun 13, 2001
  • Previous Sale Amount: $112,500
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN FINANCIAL RESOURCES I
  • First Mortgage Transaction Date: Aug 14, 2013
  • First Mortgage Loan Amount: $194,413
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2043

    Previous Mortgages

  • Previous Mortgage Lender: DBA ELIZABETH FAY MTG
  • Previous Mortgage Transaction Date: Jun 27, 2001
  • Previous Mortgage Loan Amount: $90,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Due Date: Jul 01, 2016

About Saint Charles



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Unit for rent at 3325 Domain Street, St Charles, MO, 63301

$1,675 /mo

  • 2 Beds
  • 2.5 Baths
  • 1,500 ft²
3325 Domain Street #2, St Charles, MO, 63301 Listing by Anna Wong

Frequently Asked Questions

What neighborhood is 1004 Picardy Lane located in?
The 1004 Picardy Lane is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 1004 Picardy Lane?
The average sales price for units in 1004 Picardy Lane is $0 currently.

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