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1003 Congress Avenue

1003 Congress Avenue, Sacramento, CA 95838
Sold Mar 04, 2021
$305,000
$299,475 by Data Mortgage Inc
Mortgage Due Apr 01, 2051
Sold May 22, 2019
$250,000
$242,500 by Safe Cu
Mortgage Due Jun 01, 2049
Local assessors in Sacramento, CA have categorized 1003 Congress Avenue as a residential type of property. The home was built in 1928 and is 96 years old. The property's lot size has been calculated to be 6,970 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a custom style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1003 Congress Avenue has a total of 1,042 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 320 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of composition shingle. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with solar energy. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1003 Congress Avenue was last sold in Mar 2, 2021 for $305,000. According to our calculations, that's $292.71 per sqft. Prior to that sales transaction, the property was sold for $250,000 in May 17, 2019. Current property owners are expected to pay $3,844 in taxes per year. The property on 1003 Congress Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $317,321. To break that down further, the land itself was valued at $107,889. While improvements to the property were assessed at a total of $209,432. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1928
  • Effective Year Built: 1928
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Custom
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 320
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,970
  • Total Building Area: 1,042
  • Gross Building Area: 1,042
  • Building Area: 1,042
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,042
  • Heating Fuel Type: Solar energy

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NORTH SACRAMENTO HEIGHTS
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential
  • Legal Description 1: NORTH SACRAMENTO HEIGHTS, LOT 23, BLOCK:: 26

Ownership

  • Current Owner : INJAIAN SEVAG T
  • Current Owner 2: INJAIAN YVETTE R
  • Previous Owner : ALISON CHARLES S
  • Owner Before Previous Owner: HOLSWORTH TIMOTHY
  • Owner Before Previous Owner 2: HOLSWORTH MEREDITH
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Twin Rivers Unified School District
  • Census Tract: 006600

Zoning

  • Zoning: R-1

Geography

  • Assessors Map Reference: 37-A1
  • Parcel: 251-0194-014-0000
  • Block: 26
  • Lot: 23
  • Municipality: SACRAMENTO, CITY OF
  • Latitude: 38.63
  • Longitude: -121.444

    Address

  • Full Address: 1003 Congress Ave
  • Address - House Number: 1003
  • Address - Street Name: Congress
  • Address - Suffix Type: Ave
  • State: CA
  • City Name: Sacramento
  • Carrier Code: C021
  • 4-Digit Zip Code: 4407
  • Zip Code: 95838

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,844
  • Tax Rate Code Area: 03-213

    Appraisal Valuation

  • Standard Deviation: 0.2023
  • Valuation Date: Jul 19, 2023
  • Confidence Score: 72
  • Final Value: 352,390
  • High Value: 423,697
  • Low Value: 281,082

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $310,150
  • First Open Lien Mortgage Lender: DATA MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Mar 04, 2021
  • First Open Lien Mortgage Loan Amount: $299,475
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: NATIONAL HOMEBUYERS FUND INC
  • Second Open Lien Mortgage Recording Date: Mar 04, 2021
  • Second Open Lien Mortgage Loan Amount: $10,675
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second
  • Second Open Lien Mortgage Loan Due Date: Apr 01, 2031

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $317,321
  • Assessed Land Value: $107,889
  • Assessed Improvements Value: $209,432

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 02, 2021
  • Current Sale Recording Date: Mar 04, 2021
  • Current Sale Transaction ID: 11824082794
  • Current Sale Price: $305,000
  • Current Sale Document Type: Grant Deed
  • Previous Sale Recording Date: May 22, 2019
  • Previous Sale Contract Date: May 17, 2019
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: DATA MORTGAGE INC
  • First Mortgage Transaction Date: Mar 04, 2021
  • First Mortgage Loan Amount: $299,475
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: SAFE CU
  • Previous Mortgage Transaction Date: May 22, 2019
  • Previous Mortgage Loan Amount: $242,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2049

About North Sacramento



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Frequently Asked Questions

What neighborhood is 1003 Congress Avenue located in?
The 1003 Congress Avenue is a house located in the neighborhood of North Sacramento Heights in North Sacramento, Sacramento.
What is the average sales price for listings in 1003 Congress Avenue?
The average sales price for units in 1003 Congress Avenue is $0 currently.

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