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100 McCarthy Lane

100 McCarthy Lane, Altamont, NY 12009
Property in Guilderland
Sold Jul 08, 2013
$355,000
$284,000 by Homestead Funding Corp
Mortgage Due Jul 01, 2043
Sold May 28, 2010
$345,000
$170,000 by Trustco Bank
Mortgage
Local assessors in Altamont, NY have categorized 100 McCarthy Lane as a residential type of property. The home was built in 1973 and is 51 years old. The property's lot size has been calculated to be 280,091 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a contemporary style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 100 McCarthy Lane has a total of 2,344 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 792 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a mixed used garage for those who need a place to park their vehicle. The garage on the property is 1,680 sqft. There are 6 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 100 McCarthy Lane sold most recently in Jun 21, 2013 for a total of $355,000. If you work out the math, that's approximately a cost of $151.45 per sqft. Before that, the property was also sold for $345,000 in May 28, 2010. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,220 in taxes each year. 100 McCarthy Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $373,000. If we break it down further, the land itself was valued at $77,000. Improvements to the property, however, were assessed at a total of $296,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1973
  • Effective Year Built: 1973
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Contemporary
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 792
  • Garage Type: Mixed use
  • Garage Square Area: 1,680
  • Parking Space Count: 6
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 280,091
  • Lot Size Frontage Feet: 2,847
  • Total Building Area: 2,344
  • Building Area: 2,344
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,344
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 6.43
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 751 ALT-VOORH RD

Ownership

  • Current Owner : CORBETT CHRISTA ROBINSON
  • Current Owner 2: CORBETT MAXFRANCIS
  • Previous Owner : GRAHAM LYNNE
  • Owner Before Previous Owner: MCCARTHY JOANN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Voorheesville Central School District
  • School Tax School District: VOORHEESVILLE
  • Census Tract: 014613

Zoning

  • Zoning: RA5

Geography

  • Account Number: 05900000010190000000
  • District: 013089
  • Section: 59.00
  • Parcel: 013089 59.00-1-19
  • Block: 1
  • Lot: 19.000
  • Municipality: GUILDERLAND (TOV)
  • Latitude: 42.6692
  • Longitude: -74.0086

    Address

  • Full Address: 100 Mccarthy Ln
  • Address - House Number: 100
  • Address - Street Name: Mccarthy
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Altamont
  • Carrier Code: R002
  • 4-Digit Zip Code: 4925
  • Zip Code: 12009

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,220
  • Tax Rate Code Area: 013403

    Appraisal Valuation

  • Standard Deviation: 0.2078
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 71
  • Final Value: 498,541
  • High Value: 602,180
  • Low Value: 394,902

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $324,000
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: Jul 08, 2013
  • First Open Lien Mortgage Loan Amount: $284,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2043
  • Second Open Lien Mortgage Lender: KEY BANK NA
  • Second Open Lien Mortgage Recording Date: Sep 20, 2013
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Sep 20, 2043

    Market Valuation

  • Market Total Value: $438,824
  • Market Land Value: $90,588
  • Market Improvement Value: $348,236

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $373,000
  • Assessed Land Value: $77,000
  • Assessed Improvements Value: $296,000

    Sales

  • Current Sale Contract Date: Jun 21, 2013
  • Current Sale Recording Date: Jul 08, 2013
  • Current Sale Transaction ID: 1193451690
  • Current Sale Price: $355,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 11432138
  • Previous Sale Recording Date: May 28, 2010
  • Previous Sale Contract Date: May 28, 2010
  • Previous Sale Amount: $345,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Jul 08, 2013
  • First Mortgage Loan Amount: $284,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Jul 01, 2043

    Previous Mortgages

  • Previous Mortgage Lender: TRUSTCO BANK
  • Previous Mortgage Transaction Date: May 28, 2010
  • Previous Mortgage Loan Amount: $170,000
  • Previous Mortgage Term: 360

About Albany



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Frequently Asked Questions

What neighborhood is 100 McCarthy Lane located in?
The 100 McCarthy Lane is a located in the neighborhood of Guilderland in Albany, Altamont.
What is the average sales price for listings in 100 McCarthy Lane?
The average sales price for units in 100 McCarthy Lane is $0 currently.

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