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10 South Cottage Road

10 South Cottage Road, Belmont, MA 02478
Property in Belmont Hill
Sold Feb 26, 2020
$1,275,000
$150,000 by Village Bank
Mortgage Due Jun 01, 2040
Sold Aug 25, 2016
$1,283,000
Seller
$450,000 by William Raveis Mtg Co
Mortgage Due Aug 25, 2031
10 South Cottage Road has been categorized by the local assessors in Belmont, MA as a residential type of property. The building on the property was first built in 2008 and is 16 years old. The home has a total of 8 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 10 South Cottage Road has 2,779 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Fans of architecture and design would be interested in knowing that the building on the property was built in a condo style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as excellent. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The exterior walls of the building are made of wood siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 10 South Cottage Road was last sold in Feb 25, 2020 for $1,275,000. According to our calculations, that's $458.80 per sqft. Prior to that sales transaction, the property was sold for $1,283,000 in Jan 1, 1970. Current property owners are expected to pay $14,151 in taxes per year. The property on 10 South Cottage Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $1,259,000. While improvements to the property were assessed at a total of $1,259,000. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Excellent
  • Construction Type: Frame
  • Building Style: Condo
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 0
  • Total Building Area: 2,779
  • Building Area: 2,779
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,779
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Standard Land Use Code: Condominium unit (residential)

Ownership

  • Current Owner : HOLSTEIN EDWIN C
  • Current Owner 2: MOSS SHERRY B
  • Previous Owner : JOHNSON RANDALL
  • Previous Owner 2: JOHNSON JAYNE
  • Owner Before Previous Owner: MORSE HELEN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Belmont School District
  • School Tax School District: BELMONT SD
  • Census Tract: 357700

Zoning

  • Zoning: SA

Geography

  • Parcel: BELM M:59 P:000011 S:4 U:71
  • Municipality: BELMONT
  • Latitude: 42.3922
  • Longitude: -71.1942

    Address

  • Full Address: 10 S Cottage Rd
  • Address - House Number: 10
  • Street Direction: S
  • Address - Street Name: Cottage
  • Address - Suffix Type: Rd
  • State: MA
  • City Name: Belmont
  • Carrier Code: C031
  • 4-Digit Zip Code: 1151
  • Zip Code: 02478

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $14,151

    Appraisal Valuation

  • Standard Deviation: 0.1619
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 79
  • Final Value: 1,417,558
  • High Value: 1,647,102
  • Low Value: 1,188,015

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $635,000
  • First Open Lien Mortgage Lender: VILLAGE BANK
  • First Open Lien Mortgage Recording Date: May 13, 2020
  • First Open Lien Mortgage Loan Amount: $150,000
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Balloon
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2040
  • Second Open Lien Mortgage Lender: POLI MORTGAGE GROUP INC
  • Second Open Lien Mortgage Recording Date: Nov 08, 2021
  • Second Open Lien Mortgage Loan Amount: $485,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,259,000
  • Assessed Improvements Value: $1,259,000

    Sales

  • Current Sale Contract Date: Feb 25, 2020
  • Current Sale Recording Date: Feb 26, 2020
  • Current Sale Transaction ID: 11744236704
  • Current Sale Price: $1,275,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 28775
  • Previous Sale Recording Date: Aug 25, 2016
  • Previous Sale Amount: $1,283,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: POLI MORTGAGE GROUP INC
  • First Mortgage Transaction Date: Feb 26, 2020
  • First Mortgage Loan Amount: $500,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: WILLIAM RAVEIS MTG CO
  • Previous Mortgage Transaction Date: Aug 25, 2016
  • Previous Mortgage Loan Amount: $450,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 25, 2031

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Frequently Asked Questions

What neighborhood is 10 South Cottage Road located in?
The 10 South Cottage Road is a located in the neighborhood of Belmont Hill in Belmont Hill, Belmont.
What is the average sales price for listings in 10 South Cottage Road?
The average sales price for units in 10 South Cottage Road is $0 currently.

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