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1 Hidden Springs Lane

1 Hidden Springs Lane, Scottsville, VA 24590
Property in Fluvanna
Sold Aug 17, 2015
$152,300
$175,757 by American Equity Mortgage Inc
Mortgage
Sold Jul 27, 2010
$162,000
$159,847 by New American Mortgage Llc
Mortgage Due Aug 01, 2040
1 Hidden Springs Lane has been categorized by the local assessors in Scottsville, VA as a residential type of property. The building on the property was first built in 1990 and is 34 years old. The home has a total of 6 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1 Hidden Springs Lane has 1,308 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 413,123 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a porch. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a hip style roof made of composition shingle. The exterior walls of the building are made of wood. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heat pump and being fueled with electricity. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Aug 12, 2015 for $152,300. That's $116.44 per sqft. Prior to that sales transaction, the property was also sold in Jul 13, 2010 for $162,000. 1 Hidden Springs Lane was last assessed in 2023. The total value of the property was assessed at $244,700. Specifically, the land the property is located on was valued at $68,700. While improvements on the property were assessed at a total of $176,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,065. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 413,123
  • Total Building Area: 1,308
  • Building Area: 1,308
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,308
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 9.484
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Miscellaneous (general)
  • Legal Description 1: DB 945-624 AC 9.484

Ownership

  • Current Owner : CHELF KENTON
  • Previous Owner : DRAYER TED R
  • Previous Owner 2: DRAYER DANA J
  • Owner Before Previous Owner: LUDWIG DALE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Fluvanna County Public Schools
  • Census Tract: 020300

Zoning

  • Zoning: A-1

Geography

  • Account Number: 6176
  • District: 04
  • Parcel: 38 A 44B
  • Block: 4
  • Lot: B
  • Municipality: CUNNINGHAM
  • Latitude: 37.8108
  • Longitude: -78.3878

    Address

  • Full Address: 1 Hidden Springs Ln
  • Address - House Number: 1
  • Address - Street Name: Hidden Springs
  • Address - Suffix Type: Ln
  • State: VA
  • City Name: Scottsville
  • Carrier Code: R002
  • 4-Digit Zip Code: 4644
  • Zip Code: 24590

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,065

    Appraisal Valuation

  • Standard Deviation: 0.1718
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 78
  • Final Value: 320,552
  • High Value: 375,633
  • Low Value: 265,471

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,757
  • First Open Lien Mortgage Lender: AMERICAN EQUITY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Aug 17, 2015
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $175,757
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Market Valuation

  • Market Total Value: $244,700
  • Market Land Value: $68,700
  • Market Improvement Value: $176,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $244,700
  • Assessed Land Value: $68,700
  • Assessed Improvements Value: $176,000

    Sales

  • Current Sale Contract Date: Aug 12, 2015
  • Current Sale Recording Date: Aug 17, 2015
  • Current Sale Transaction ID: 1279374608
  • Current Sale Price: $152,300
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 1502507
  • Previous Sale Recording Date: Jul 27, 2010
  • Previous Sale Contract Date: Jul 13, 2010
  • Previous Sale Amount: $162,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN EQUITY MORTGAGE INC
  • First Mortgage Transaction Date: Aug 17, 2015
  • First Mortgage Loan Amount: $175,757
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: NEW AMERICAN MORTGAGE LLC
  • Previous Mortgage Transaction Date: Jul 27, 2010
  • Previous Mortgage Loan Amount: $159,847
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2040

About Fluvanna



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Frequently Asked Questions

What neighborhood is 1 Hidden Springs Lane located in?
The 1 Hidden Springs Lane is a located in the neighborhood of Fluvanna in Fluvanna, Scottsville.
What is the average sales price for listings in 1 Hidden Springs Lane?
The average sales price for units in 1 Hidden Springs Lane is $0 currently.

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