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208 Elm Street

208 Elm Street, Spring Lake, MI 49456
House in Spring Lake
Sold Jan 21, 2020
$208,000
$197,600 by Finance Of America Mortgage Ll
Mortgage Due Feb 01, 2050
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The property has no active listings. Please see other similar options below.
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208 Elm Street has been categorized by the local assessors in Spring Lake, MI as a residential type of property. The building on the property was first built in 1958 and is 66 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. In addition, 208 Elm Street has 1,712 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,115 ft and across the front of the lot is 780 ft. The area measurement of the land has been determined as 8,712 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 572 sqft. According to our sources, there are a total of 2 available parking spaces. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 208 Elm Street sold most recently in Jan 17, 2020 for a total of $208,000. If you work out the math, that's approximately a cost of $121.50 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,865 in taxes each year. 208 Elm Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $149,700. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Siding

Parking

Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 1958
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: C
  • Basement Type: Unspecified basement
  • Basement Area: 1,400
  • Garage Type: Garage
  • Garage Square Area: 572
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,115
  • Lot Size Frontage Feet: 780
  • Total Building Area: 1,712
  • Building Area: 1,712
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,712
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: S PLAT
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PART OF LOT 43 COM AT SW COR OF LOT 42, TH S 1115 FT, E 78 FT, N 1115 FT, W 78 FT TO BEG KOSTER'S ASSESSOR'S PLAT NO 2

Ownership

  • Current Owner : WHEELER KURT
  • Current Owner 2: WHEELER BONNIE
  • Previous Owner : HUFFMAN TODD L
  • Previous Owner 2: HUFFMAN CONNIE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spring Lake Public Schools
  • School Tax School District: SPRING LAKE
  • Census Tract: 021100

Zoning

  • Zoning: SFR-B

Geography

  • District: 07
  • Parcel: 70-03-15-455-007
  • Block: 455
  • Lot: 42-43
  • Meridian: SEC 15 TWN 5N RNG 16W
  • Municipality: SPRING LAKE VILLAGE
  • Latitude: 43.0751
  • Longitude: -86.1931

    Address

  • Full Address: 208 Elm St
  • Address - House Number: 208
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: MI
  • City Name: Spring Lake
  • Carrier Code: C001
  • 4-Digit Zip Code: 2017
  • Zip Code: 49456

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,865

    Appraisal Valuation

  • Standard Deviation: 0.1841
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 75
  • Final Value: 375,966
  • High Value: 445,202
  • Low Value: 306,730

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $258,600
  • First Open Lien Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Open Lien Mortgage Recording Date: Jan 21, 2020
  • First Open Lien Mortgage Loan Amount: $197,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050
  • Second Open Lien Mortgage Lender: LAKE MICHIGAN CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Jul 13, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $61,000
  • Second Open Lien Mortgage Term: 299
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jul 15, 2048

    Market Valuation

  • Market Total Value: $299,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $149,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 17, 2020
  • Current Sale Recording Date: Jan 21, 2020
  • Current Sale Transaction ID: 11720535980
  • Current Sale Price: $208,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-0002552

    Last Sale Mortgage

  • First Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Mortgage Transaction Date: Jan 21, 2020
  • First Mortgage Loan Amount: $197,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2050

About Spring Lake



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$975 /mo

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714 S. Beacon Blvd #70 #714 S. Beacon Blvd #70, Grand Haven, MI, 49417 Listing by Manager

Frequently Asked Questions

What neighborhood is 208 Elm Street located in?
The 208 Elm Street is a house located in the neighborhood of Spring Lake in Spring Lake, Spring Lake.
What is the average sales price for listings in 208 Elm Street?
The average sales price for units in 208 Elm Street is $0 currently.

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