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232 South Alder Creek Drive

232 South Alder Creek Drive, Romeoville, IL 60446
Property in Lockport
Sold Apr 23, 2007
$226,500
$170,000 by American Internet Mortgage Inc
Mortgage Due Jan 01, 2035
This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a condo style. In total, the area measurement of the land is 8,280 square feet.

Learn more about the property and building on this page. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 232 South Alder Creek Drive sold most recently in Apr 1, 2007 for a total of $226,500. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,634 in taxes each year. 232 South Alder Creek Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $66,802. If we break it down further, the land itself was valued at $15,071. Improvements to the property, however, were assessed at a total of $51,731. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Building Style: Condo
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,280
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PASQUINELLIS CREEKSIDE
  • Land Acres: 0.19
  • Standard Land Use Code: Condominium unit (residential)
  • Legal Description 1: UNIT 3321001 IN CREEKSIDE OF ROMEOVILLE CONDOS OF PRT OF LOT 3 IN PASQUINELLI'S CREEKSIDE SUB, BEING A SUB OF PRT OF THE E1/2

Ownership

  • Current Owner : LUCENA MICHAEL D
  • Current Owner 2: LUCENA JUDY V
  • Previous Owner : PASQUINELLI CREEKSIDE LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Valley View Community Unit School District 365U
  • Census Tract: 880510

Geography

  • Parcel: 11-04-07-404-042-1001
  • Lot: 3
  • Meridian: SEC 07 TWN 36N RNG 10E
  • Municipality: LOCKPORT
  • Latitude: 41.6154
  • Longitude: -88.1273

    Address

  • Full Address: 232 S Oak Creek Ln
  • Legal Unit: 332100
  • Address - House Number: 232
  • Street Direction: S
  • Address - Street Name: Oak Creek
  • Address - Suffix Type: Ln
  • State: IL
  • City Name: Romeoville
  • Carrier Code: R029
  • 4-Digit Zip Code: 5334
  • Zip Code: 60446

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,634
  • Tax Rate Code Area: 1139

    Appraisal Valuation

  • Standard Deviation: 0.1521
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 81
  • Final Value: 268,984
  • High Value: 309,920
  • Low Value: 228,048

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $170,000
  • First Open Lien Mortgage Lender: AMERICAN INTERNET MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Mar 09, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $170,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2035

    Market Valuation

  • Market Total Value: $200,406
  • Market Land Value: $45,213
  • Market Improvement Value: $155,193

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $66,802
  • Assessed Land Value: $15,071
  • Assessed Improvements Value: $51,731

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 01, 2007
  • Current Sale Recording Date: Apr 23, 2007
  • Current Sale Transaction ID: 1082969083
  • Current Sale Price: $226,500
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: R2007062818

    Last Sale Mortgage

  • First Mortgage Lender: PLATINUM HOME MORTGAGE CORP
  • First Mortgage Transaction Date: Apr 23, 2007
  • First Mortgage Loan Amount: $226,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: May 01, 2037

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Frequently Asked Questions

What neighborhood is 232 South Alder Creek Drive located in?
The 232 South Alder Creek Drive is a located in the neighborhood of Lockport in Romeoville, Romeoville.
What is the average sales price for listings in 232 South Alder Creek Drive?
The average sales price for units in 232 South Alder Creek Drive is $0 currently.

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