See Home Value
$285,973*
House - Off Market

Morgan Street

ELGIN, IL 60123
bedrooms
3 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
1600 Sqft
$161,000 - $195,000
Reference Base Price*
59.85%
Since Aug 1, 2017
National-US
Primary Model
Sold Oct 30, 2020
$209,000
$205,214 by United Wholesale Mortgage
Mortgage Due Oct 01, 2050
Sold Oct 24, 2017
$167,000
$163,975 by Peoples Home Equity Inc
Mortgage Due Oct 01, 2047

About This Property

Stands up tall! Huge covered front porch with swing-great for summer nights! Spacious front living room with oversized moldings and arched entry into the formal dining room with solid oak built-in hutch and double French doors to the side sun room with cathedral ceiling, tile flooring, cathedral ceiling and sliding glass doors to the custom deck! Kitchen with newer vinyl flooring, tile countertops and double swinging door entry! Good size bedrooms! Remodeled bath with tile flooring and oversized vanity! Huge walk-up attic with loads of opportunities for expansion! Full basement with rec room with newer carpet and corner wood burning stove! Deep lot! Large 2-1/2 car garage! Move in ready! Close to shopping and transportation!

The manager has listed the unit size as 1600 square feet.
Unit Size
1,600Ft²
Days on Market
-
Land Size
0.23 acres
Price per sqft
$112
Property Type
House
Property Taxes
$4,331
HOA Dues
-
Year Built
1920

Price History

Date / Event Date Event Price
Oct 30, 2020 Sold to Maricela Barraza $209,000
Sold to Maricela Barraza
Jul 13, 2017 Listed $178,900
Listed

Property Highlights

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Construction Type: Frame
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,200
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,801
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 740
  • Total Building Area: 2,800
  • Gross Building Area: 2,800
  • Building Area: 1,600
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,600
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: J P MORGANS 2ND ADD
  • Land Acres: 0.225
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WALTER P HEMMENS SUB OF LOTS 12, 13, 14, & 15 J P MORGANS 2ND ADDN WEST 1/2 OF LOT 4 & ALL OF LOT 5

Ownership

  • Current Owner : BARRAZA MARICELA
  • Previous Owner : ESPINOSA JORGE DEL VALLE
  • Owner Before Previous Owner: SCHUH RANK R
  • Owner Before Previous Owner 2: SCHUH JANICE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851600

Geography

  • Parcel: 06-23-256-012
  • Lot: 4
  • Municipality: ELGIN
  • Latitude: 42.0244
  • Longitude: -88.2895

    Address

  • Full Address: 454 Morgan St
  • Address - House Number: 454
  • Address - Street Name: Morgan
  • Address - Suffix Type: St
  • State: IL
  • City Name: Elgin
  • Carrier Code: C046
  • 4-Digit Zip Code: 7538
  • Zip Code: 60123

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,342
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.1648
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 79
  • Final Value: 272,978
  • High Value: 317,983
  • Low Value: 227,973

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $205,214
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Oct 30, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $205,214
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $202,899
  • Market Land Value: $45,225
  • Market Improvement Value: $157,674

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $67,606
  • Assessed Land Value: $15,069
  • Assessed Improvements Value: $52,537

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 10, 2020
  • Current Sale Recording Date: Oct 30, 2020
  • Current Sale Transaction ID: 11796214861
  • Current Sale Price: $209,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020K065726
  • Previous Sale Recording Date: Oct 24, 2017
  • Previous Sale Contract Date: Oct 02, 2017
  • Previous Sale Amount: $167,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Oct 30, 2020
  • First Mortgage Loan Amount: $205,214
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: PEOPLES HOME EQUITY INC
  • Previous Mortgage Transaction Date: Oct 24, 2017
  • Previous Mortgage Loan Amount: $163,975
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2047



Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes
Land
Loft
-
-
$183,000 Oct 8, 2023
$183,000 Nov 10, 2023
-
House
3 Beds
1 Bath
1,088 ft²
$170/ft²
$184,900 Jan 6, 2024
-
$334/mo
House
3 Beds
1 Bath
1,125 ft²
$187/ft²
$210,000 Jan 25, 2024
-
$343/mo

About Southwest Elgin


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Frequently Asked Questions

When was property at 454 Morgan Street built and last sold?
The property at 454 Morgan Street was built in 1920 and last sold on Sep 10, 2020 for $209,000.
How much is this home worth?
The estimated value of the home located at 454 Morgan Street is $185,659.
What are some comparable homes to 454 Morgan Street?
There are currently no comparable homes to 454 Morgan Street.

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