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615 Ervin Patterson Road

615 Ervin Patterson Road, Albertville, AL 35951
Property in Marshall
Sold Feb 01, 2018
$74,000
$72,659 by Trustmark National Bank
Mortgage Due Feb 01, 2048
Sold Nov 05, 2008
$1,000
Local assessors in Albertville, AL have categorized 615 Ervin Patterson Road as a residential type of property. The home was built in 1996 and is 28 years old. The property's lot size has been calculated to be 94,090 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 615 Ervin Patterson Road has a total of 2,902 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 2,151 sqft. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C-. The building has a gable or hip style roof that was made of metal. Lots of materials we are unsure of were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 615 Ervin Patterson Road sold most recently in Jan 22, 2018 for a total of $74,000. If you work out the math, that's approximately a cost of $25.50 per sqft. Before that, the property was also sold for $1,000 in Nov 5, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $732 in taxes each year. 615 Ervin Patterson Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $20,920. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Building Quality: C-
  • Exterior Walls Type: Other
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 2,151
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 94,090
  • Total Building Area: 2,902
  • Building Area: 2,902
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,902
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PATTERSON
  • Land Acres: 2.16
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COM SW COR SEC 31-7-5; TH N 603.3 TO NW ROW ERVIN PATTERSON RD; TH NELY 560 TO POB; TH NWLY 302.5; TH NELY 309.2; TH SSE TO

Ownership

  • Current Owner : DAVIS CHRISTINA
  • Current Owner 2: DAVIS PAUL NARVALO
  • Previous Owner : LEE LUCAS DAVID
  • Previous Owner 2: LEE LUCAS MARY
  • Owner Before Previous Owner: LUCAS DAVID
  • Owner Before Previous Owner 2: LUCAS MARY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Marshall County School District
  • Census Tract: 030102

Geography

  • Assessors Map Reference: MB5968; PG317
  • Account Number: 166992
  • District: DISTRICT 25
  • Parcel: 08-09-31-0-000-009.012
  • Meridian: SEC 31 TWN 7S RNG 5E
  • Municipality: LACEY SPRINGS
  • Latitude: 34.3777
  • Longitude: -86.1609

    Address

  • Full Address: 615 Ervin Patterson Rd
  • Address - House Number: 615
  • Address - Street Name: Ervin Patterson
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Albertville
  • Carrier Code: H064
  • 4-Digit Zip Code: 6246
  • Zip Code: 35951

Valuation

    Tax

  • Total Area: 3,233
  • Tax Year: 2023
  • Tax Amount: $732
  • Tax Rate Code Area: 25

    Appraisal Valuation

  • Standard Deviation: 0.4652
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 6
  • Final Value: 268,524
  • High Value: 393,456
  • Low Value: 143,591

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $72,659
  • First Open Lien Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Feb 01, 2018
  • First Open Lien Mortgage Loan Amount: $72,659
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2048

    Market Valuation

  • Market Total Value: $208,900
  • Market Land Value: $19,500
  • Market Improvement Value: $189,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $20,920

    Sales

  • Current Sale Contract Date: Jan 22, 2018
  • Current Sale Recording Date: Feb 01, 2018
  • Current Sale Transaction ID: 11404157426
  • Current Sale Price: $74,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3169896
  • Previous Sale Recording Date: Nov 05, 2008
  • Previous Sale Contract Date: Nov 05, 2008
  • Previous Sale Amount: $1,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Mortgage Transaction Date: Feb 01, 2018
  • First Mortgage Loan Amount: $72,659
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2048

About Marshall



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Frequently Asked Questions

What neighborhood is 615 Ervin Patterson Road located in?
The 615 Ervin Patterson Road is a located in the neighborhood of Marshall in Marshall, Albertville.
What is the average sales price for listings in 615 Ervin Patterson Road?
The average sales price for units in 615 Ervin Patterson Road is $0 currently.

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