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441 Ernest Court

441 Ernest Court, Oceanside, CA 92056
Property in Guajome
Sold Nov 15, 2012
$493,000
$4,950,000 by First Internet Bank Of Indiana
Mortgage Due Jun 15, 2034
Sold Aug 10, 2012
$365,000
Local assessors in Oceanside, CA have categorized 441 Ernest Court as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 10,575 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 4 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 441 Ernest Court has a total of 3,238 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. The property was last sold in Oct 17, 2012 for $493,000. That's $152.25 per sqft. Prior to that sales transaction, the property was also sold in Jun 20, 2012 for $365,000. 441 Ernest Court was last assessed in 2023. The total value of the property was assessed at $638,591. Specifically, the land the property is located on was valued at $236,719. While improvements on the property were assessed at a total of $401,872. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $6,880. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 10,575
  • Total Building Area: 3,238
  • Building Area: 3,238
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 3,238
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ERNEST A TAYLOR ESTATES
  • Land Acres: 0.243
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 25 TR 015334

Ownership

  • Current Owner : OLBRICH GREG
  • Current Owner 2: DALY KATHRYN W
  • Previous Owner : JMR INC
  • Owner Before Previous Owner: BEEBE WILLIAM ROBERT
  • Owner Before Previous Owner 2: MARIE NINA
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Vista Unified School District
  • School Tax School District: OCEANSIDE CITY
  • Census Tract: 019301

Zoning

  • Zoning: RE-B

Geography

  • Assessors Map Reference: 015334
  • Subdivision Tract Number: 015334
  • Parcel: 158-810-25-00
  • Lot: 25
  • Municipality: CITY OF OCEANSIDE
  • Latitude: 33.2284
  • Longitude: -117.269

    Address

  • Full Address: 441 Ernest Ct
  • Address - House Number: 441
  • Address - Street Name: Ernest
  • Address - Suffix Type: Ct
  • State: CA
  • City Name: Oceanside
  • Carrier Code: C676
  • 4-Digit Zip Code: 2408
  • Zip Code: 92056

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,880
  • Tax Rate Code Area: 07-025

    Appraisal Valuation

  • Standard Deviation: 0.1624
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 79
  • Final Value: 1,269,914
  • High Value: 1,476,260
  • Low Value: 1,063,568

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $4,950,000
  • First Open Lien Mortgage Lender: FIRST INTERNET BANK OF INDIANA
  • First Open Lien Mortgage Recording Date: Oct 03, 2023
  • First Open Lien Mortgage Loan Amount: $4,950,000
  • First Open Lien Mortgage Term: 127
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 15, 2034

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $638,591
  • Assessed Land Value: $236,719
  • Assessed Improvements Value: $401,872

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 17, 2012
  • Current Sale Recording Date: Nov 15, 2012
  • Current Sale Transaction ID: 1001170747
  • Current Sale Price: $493,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2012-0715660
  • Previous Sale Recording Date: Aug 10, 2012
  • Previous Sale Contract Date: Jun 20, 2012
  • Previous Sale Amount: $365,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: PACIFIC MERCANTILE BANK
  • First Mortgage Transaction Date: Nov 15, 2012
  • First Mortgage Loan Amount: $436,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2042

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Frequently Asked Questions

What neighborhood is 441 Ernest Court located in?
The 441 Ernest Court is a located in the neighborhood of Guajome in Guajome, Oceanside.
What is the average sales price for listings in 441 Ernest Court?
The average sales price for units in 441 Ernest Court is $0 currently.

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