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108 Duncan Drive

108 Duncan Drive, Oliver Springs, TN 37840
Property in Anderson
Sold Jul 01, 2021
Transfer
$86,487 by Carrington Mortgage Services L
Mortgage Due Jul 01, 2051
Sold Apr 26, 2000
$68,000
108 Duncan Drive has been categorized by the local assessors in Oliver Springs, TN as a residential type of property. The building on the property was first built in 1972 and is 52 years old. However, we must point out that the home was most recently renovated and altered in 1990. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 108 Duncan Drive has 1,360 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,320 ft and across the front of the lot is 820 ft. The area measurement of the land has been determined as 43,560 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a custom style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. The garage measured 256 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of metal. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with a packaged air conditioning unit at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Before that, the property was also sold for $68,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $679 in taxes each year. 108 Duncan Drive was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $25,825. If we break it down further, the land itself was valued at $4,750. Improvements to the property, however, were assessed at a total of $21,075. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1972
  • Effective Year Built: 1990
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Custom
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 256
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 820
  • Total Building Area: 1,360
  • Gross Building Area: 1,360
  • Building Area: 1,360
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,360
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: NORWOOD HOMES SUB
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: NORWOOD HOMES SUB PB: 4 PG: 11 BLK: J LOT: 5 82X131.9 IRR

Ownership

  • Current Owner : SMITH BRADLEY
  • Previous Owner : SMITH MELISSA A
  • Previous Owner 2: SMITH CLYDE BRADLEY
  • Owner Before Previous Owner: CONNER MICHAEL D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Anderson County School District
  • School Tax School District: 01554
  • Census Tract: 021002

Geography

  • Assessors Map Reference: 092N
  • District: 14
  • Parcel: 092N-D-001.07
  • Block: J
  • Lot: 5
  • Municipality: ANDERSON - OLIVER SPRINGS
  • Latitude: 36.0333
  • Longitude: -84.3219

    Address

  • Full Address: 108 Duncan Dr
  • Address - House Number: 108
  • Address - Street Name: Duncan
  • Address - Suffix Type: Dr
  • State: TN
  • City Name: Oliver Springs
  • Carrier Code: R005
  • 4-Digit Zip Code: 1911
  • Zip Code: 37840

Valuation

    Tax

  • Total Area: 1,360
  • Tax Year: 2023
  • Tax Amount: $679
  • Tax Rate Code Area: 01D05

    Appraisal Valuation

  • Standard Deviation: 0.2745
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 60
  • Final Value: 205,202
  • High Value: 261,546
  • Low Value: 148,858

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $86,487
  • First Open Lien Mortgage Lender: CARRINGTON MORTGAGE SERVICES L
  • First Open Lien Mortgage Recording Date: Jul 01, 2021
  • First Open Lien Mortgage Loan Amount: $86,487
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $103,300
  • Market Land Value: $19,000
  • Market Improvement Value: $84,300

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $25,825
  • Assessed Land Value: $4,750
  • Assessed Improvements Value: $21,075

    Sales

  • Current Sale Contract Date: Jun 25, 2021
  • Current Sale Recording Date: Jul 01, 2021
  • Current Sale Transaction ID: 11841576437
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 21007541
  • Previous Sale Recording Date: Apr 26, 2000
  • Previous Sale Amount: $68,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARRINGTON MORTGAGE SERVICES L
  • First Mortgage Transaction Date: Jul 01, 2021
  • First Mortgage Loan Amount: $86,487
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2051

About Oliver Springs



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Frequently Asked Questions

What neighborhood is 108 Duncan Drive located in?
The 108 Duncan Drive is a located in the neighborhood of Anderson in Oliver Springs, Oliver Springs.
What is the average sales price for listings in 108 Duncan Drive?
The average sales price for units in 108 Duncan Drive is $0 currently.

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