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28643 Spruce Drive

28643 Spruce Drive, North Olmsted, OH 44070
Property in North Olmsted
Sold Dec 31, 2019
$182,000
$176,540 by Lendus Llc
Mortgage Due Jan 01, 2050
Sold Aug 30, 2010
$90,000
$142,283 by Dba Home Lending Source
Mortgage Due Sep 01, 2040
28643 Spruce Drive in North Olmsted, OH was first built in 1960 and is 64 years old. Although, the building on the property was most recently renovated and altered in 1972. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 9 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 28643 Spruce Drive has 2,196 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 800 ft and the linear feet between the front and back of the lot is 1,450. In total, the area measurement of the land is 11,600 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable style roof made of asphalt. Water for the property is sourced from a municipal system. The property is connected to a storm sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed in this manner. For those who need parking, there is a attached garage. The garage is 520 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of materials we are unsure of. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Dec 31, 2019 for $182,000. That's $67.01 per sqft. Prior to that sales transaction, the property was also sold in Jul 8, 2010 for $90,000. 28643 Spruce Drive was last assessed in 2022. The total value of the property was assessed at $63,700. Specifically, the land the property is located on was valued at $14,455. While improvements on the property were assessed at a total of $49,245. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,176. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1972
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 12
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Other
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 520
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,600
  • Lot Size Depth Feet: 1,450
  • Lot Size Frontage Feet: 800
  • Total Building Area: 2,716
  • Gross Building Area: 2,716
  • Building Area: 2,196
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,196
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Storm
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: OLM COL SUB#30090
  • Land Acres: 0.266
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TR 6 16 OLM COL SUB#30090 ALL

Ownership

  • Current Owner : WALKER NATHAN W
  • Current Owner 2: WALKER SEANDRA J
  • Previous Owner : FRANKLIN SARA
  • Owner Before Previous Owner: FIFTH THIRD MORTGAGE COMPANY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: North Olmsted City School District
  • School Tax School District: NORTH OLMSTED
  • Census Tract: 174204

Zoning

  • Zoning: 1F-4

Geography

  • Assessors Map Reference: 234-28
  • Subdivision Tract Number: 6
  • Parcel: 234-28-099
  • Lot: 90
  • Municipality: NORTH OLMSTED
  • Latitude: 41.3942
  • Longitude: -81.9392

    Address

  • Full Address: 28643 Spruce Dr
  • Address - House Number: 28643
  • Address - Street Name: Spruce
  • Address - Suffix Type: Dr
  • State: OH
  • City Name: North Olmsted
  • Carrier Code: C008
  • 4-Digit Zip Code: 5167
  • Zip Code: 44070

Valuation

    Tax

  • Total Area: 2,196
  • Tax Year: 2022
  • Tax Amount: $5,176
  • Tax Rate Code Area: NORTH OLMS

    Appraisal Valuation

  • Standard Deviation: 0.2644
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 62
  • Final Value: 273,648
  • High Value: 346,006
  • Low Value: 201,290

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $176,540
  • First Open Lien Mortgage Lender: LENDUS LLC
  • First Open Lien Mortgage Recording Date: Dec 31, 2019
  • First Open Lien Mortgage Loan Amount: $176,540
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $182,000
  • Market Land Value: $41,300
  • Market Improvement Value: $140,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $63,700
  • Assessed Land Value: $14,455
  • Assessed Improvements Value: $49,245

    Sales

  • Current Sale Contract Date: Dec 31, 2019
  • Current Sale Recording Date: Dec 31, 2019
  • Current Sale Transaction ID: 11720654190
  • Current Sale Price: $182,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201912310680
  • Previous Sale Recording Date: Aug 30, 2010
  • Previous Sale Contract Date: Jul 08, 2010
  • Previous Sale Amount: $90,000
  • Previous Sale Document Type: Limited Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LENDUS LLC
  • First Mortgage Transaction Date: Dec 31, 2019
  • First Mortgage Loan Amount: $176,540
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: DBA HOME LENDING SOURCE
  • Previous Mortgage Transaction Date: Aug 30, 2010
  • Previous Mortgage Loan Amount: $142,283
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2040

About North Olmsted



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Frequently Asked Questions

What neighborhood is 28643 Spruce Drive located in?
The 28643 Spruce Drive is a located in the neighborhood of North Olmsted in North Olmsted, North Olmsted.
What is the average sales price for listings in 28643 Spruce Drive?
The average sales price for units in 28643 Spruce Drive is $0 currently.

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