{"id":728,"date":"2021-11-30T22:02:25","date_gmt":"2021-11-30T22:02:25","guid":{"rendered":"https:\/\/www.realtyhop.com\/mortgage-center\/?p=728"},"modified":"2023-07-22T13:38:03","modified_gmt":"2023-07-22T17:38:03","slug":"new-home-construction-delayed","status":"publish","type":"post","link":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/","title":{"rendered":"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">U.S. single-family homebuilding fell short of expectations by declining in October, putting renewed pressure on an already tight housing market, <a href=\"https:\/\/www.census.gov\/construction\/nrc\/pdf\/newresconst.pdf\">the U.S. Census Bureau reported<\/a> last week.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some highlights and key takeaways from the October new construction report:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Permits for future homebuilding increased 4.0% to a rate of 1.650 million units in October.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Even though future homebuilding permits increased, housing starts declined 0.7% to a seasonally adjusted annual rate of 1.520 million units in October.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New housing starts and completions are down, mainly due to an ongoing shortage of labor and materials.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Referencing the graph below, housing permits, starts, and completions have each noticeably declined over the last several months but now sit at similar levels to those seen before the pandemic.\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-729\" src=\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021.png\" alt=\"\" width=\"680\" height=\"511\" srcset=\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021.png 2649w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-300x225.png 300w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1024x769.png 1024w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-768x577.png 768w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1536x1153.png 1536w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-2048x1538.png 2048w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-150x113.png 150w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-600x451.png 600w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-696x523.png 696w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1392x1045.png 1392w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1068x802.png 1068w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1920x1442.png 1920w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-559x420.png 559w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-1119x840.png 1119w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-80x60.png 80w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-160x120.png 160w, https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/census-new-contruction-october-2021-265x198.png 265w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Single-Family Construction Stalls, as Construction Costs Increase<\/span><\/h2>\n<p><a href=\"https:\/\/www.census.gov\/construction\/nrc\/pdf\/newresconst.pdf\"><span style=\"font-weight: 400;\">The report<\/span><\/a><span style=\"font-weight: 400;\"> showed an increase in permits for future homebuilding, but the rise is primarily due to the multi-family housing sector. While this is not entirely bad news, it won\u2019t help alleviate the single-family sector\u2019s continuing shortage of housing units.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">New home construction is down, largely due to an ongoing shortage of labor and materials. For example, the cost of lumber and copper, two essential building materials, remains very high due to supply chain disruptions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There is also a shortage of construction workers, meaning labor costs are higher, and projects currently take longer than they would otherwise be with a full workforce. Due to increased labor and material costs, overall <\/span><a href=\"https:\/\/www.reuters.com\/business\/us-housing-starts-fall-october-building-permits-increase-2021-11-17\/\"><span style=\"font-weight: 400;\">construction costs increased<\/span><\/a><span style=\"font-weight: 400;\"> a record 12.3% year-on-year in October.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Home Prices Continue to Rise as Housing Shortage Worsens<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The National Association of Realtors recently released their <\/span><a href=\"https:\/\/www.cnn.com\/2021\/11\/10\/homes\/home-prices-increase-third-quarter-feseries\/index.html\"><span style=\"font-weight: 400;\">latest quarterly home price report<\/span><\/a>. <span style=\"font-weight: 400;\">Here are a few highlights:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In the third quarter, the median price of single-family homes rose in 99% of the 183 markets included in the report. 78% of the markets saw double-digit price increases.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Home prices are increasing at a slower pace compared to earlier this year. The median home price was up to $363,700, 16% higher than the third quarter of 2020, compared to a 22.9% yearly jump in the second quarter.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The three major markets with the highest annual price increase were Austin, TX, Boise ID, and Naples, FL. Each market experienced a more than 30% annual increase in home prices.\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<p>Another report released by RealtyHop highlights the affordability crisis major U.S. cities are facing. According to the <a href=\"https:\/\/www.realtyhop.com\/blog\/housing-affordability-index-october-2021\/\">October Housing Affordability Index<\/a>, an average family in Austin now has to set aside 45% of their annual income for homeownership costs. This number is even higher in cities like Los Angeles, New York, San Francisco, and Miami.<\/p>\n<p><span style=\"font-weight: 400;\">While these numbers are concerning to many prospective homebuyers, most experts predict that the market will transition to a more stable state next year, as <\/span><a href=\"https:\/\/www.cnbc.com\/2021\/11\/16\/homebuilder-confidence-surges-past-expectations-as-buyer-demand-remains-high.html\"><span style=\"font-weight: 400;\">homebuilder sentiment rose in October.<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to<\/span><span style=\"font-weight: 400;\"> National Association of Realtors economist Lawrence Yun, &#8220;Home prices are continuing to move upward, but the rate at which they ascended slowed in the third quarter&#8230; I expect more homes to hit the market as early as next year, and that additional inventory, combined with higher mortgage rates, should markedly reduce the speed of price increases,&#8221; Yun said.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>U.S. single-family homebuilding fell short of expectations by declining in October, putting renewed pressure on an already tight housing market, the U.S. Census Bureau reported last week. Here are some highlights and key takeaways from the October new construction report:\u00a0 Permits for future homebuilding increased 4.0% to a rate of 1.650 million units in October. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":730,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[27,8],"tags":[],"class_list":["post-728","post","type-post","status-publish","format-standard","has-post-thumbnail","category-featured","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center\" \/>\n<meta property=\"og:description\" content=\"U.S. single-family homebuilding fell short of expectations by declining in October, putting renewed pressure on an already tight housing market, the U.S. Census Bureau reported last week. Here are some highlights and key takeaways from the October new construction report:\u00a0 Permits for future homebuilding increased 4.0% to a rate of 1.650 million units in October. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/\" \/>\n<meta property=\"og:site_name\" content=\"RealtyHop Mortgage Center\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-30T22:02:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-22T17:38:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"1213\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shane Lee\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shane Lee\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/\",\"url\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/\",\"name\":\"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center\",\"isPartOf\":{\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg\",\"datePublished\":\"2021-11-30T22:02:25+00:00\",\"dateModified\":\"2023-07-22T17:38:03+00:00\",\"author\":{\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/8cce324bd04987aa7dbe03a4a2a3eeee\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage\",\"url\":\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg\",\"contentUrl\":\"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg\",\"width\":1000,\"height\":1213},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.realtyhop.com\/mortgage-center\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/#website\",\"url\":\"https:\/\/www.realtyhop.com\/mortgage-center\/\",\"name\":\"RealtyHop Mortgage Center\",\"description\":\"RealtyHop Mortgage Center\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.realtyhop.com\/mortgage-center\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/8cce324bd04987aa7dbe03a4a2a3eeee\",\"name\":\"Shane Lee\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5dd9186563dda776dd081f8cfc7a8a67f6e878198225fc4a9cb6a59036bd7169?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5dd9186563dda776dd081f8cfc7a8a67f6e878198225fc4a9cb6a59036bd7169?s=96&d=mm&r=g\",\"caption\":\"Shane Lee\"},\"url\":\"https:\/\/www.realtyhop.com\/mortgage-center\/author\/alsoshane\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/","og_locale":"en_US","og_type":"article","og_title":"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center","og_description":"U.S. single-family homebuilding fell short of expectations by declining in October, putting renewed pressure on an already tight housing market, the U.S. Census Bureau reported last week. Here are some highlights and key takeaways from the October new construction report:\u00a0 Permits for future homebuilding increased 4.0% to a rate of 1.650 million units in October. [&hellip;]","og_url":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/","og_site_name":"RealtyHop Mortgage Center","article_published_time":"2021-11-30T22:02:25+00:00","article_modified_time":"2023-07-22T17:38:03+00:00","og_image":[{"width":1000,"height":1213,"url":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg","type":"image\/jpeg"}],"author":"Shane Lee","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Shane Lee","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/","url":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/","name":"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions - RealtyHop Mortgage Center","isPartOf":{"@id":"https:\/\/www.realtyhop.com\/mortgage-center\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage"},"image":{"@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage"},"thumbnailUrl":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg","datePublished":"2021-11-30T22:02:25+00:00","dateModified":"2023-07-22T17:38:03+00:00","author":{"@id":"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/8cce324bd04987aa7dbe03a4a2a3eeee"},"breadcrumb":{"@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#primaryimage","url":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg","contentUrl":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-content\/uploads\/sites\/2\/2021\/11\/construction.jpg","width":1000,"height":1213},{"@type":"BreadcrumbList","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/new-home-construction-delayed\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.realtyhop.com\/mortgage-center\/"},{"@type":"ListItem","position":2,"name":"New Home Construction Delayed by Labor Shortages, Supply Chain Disruptions"}]},{"@type":"WebSite","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/#website","url":"https:\/\/www.realtyhop.com\/mortgage-center\/","name":"RealtyHop Mortgage Center","description":"RealtyHop Mortgage Center","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.realtyhop.com\/mortgage-center\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/8cce324bd04987aa7dbe03a4a2a3eeee","name":"Shane Lee","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realtyhop.com\/mortgage-center\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5dd9186563dda776dd081f8cfc7a8a67f6e878198225fc4a9cb6a59036bd7169?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5dd9186563dda776dd081f8cfc7a8a67f6e878198225fc4a9cb6a59036bd7169?s=96&d=mm&r=g","caption":"Shane Lee"},"url":"https:\/\/www.realtyhop.com\/mortgage-center\/author\/alsoshane\/"}]}},"modified_by":"lawrence","_links":{"self":[{"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/posts\/728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/comments?post=728"}],"version-history":[{"count":2,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/posts\/728\/revisions"}],"predecessor-version":[{"id":732,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/posts\/728\/revisions\/732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/media\/730"}],"wp:attachment":[{"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/media?parent=728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/categories?post=728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realtyhop.com\/mortgage-center\/wp-json\/wp\/v2\/tags?post=728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}