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926 East Oak Street

926 East Oak Street, Louisville, KY 40204
House in Germantown
Sold Apr 18, 2022
$320,000
$310,400 by Prosperity Home Mortgage Llc
Mortgage Due May 01, 2052
Sold Jun 15, 2021
$117,500
$10,000 by River City Bank Inc
Mortgage Due Dec 14, 2021
Local assessors in Louisville, KY have categorized 926 East Oak Street as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 6,447 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 430 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 926 East Oak Street has a total of 1,398 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 1,679 sqft. There are 6 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 14, 2022 for $320,000. That's $228.90 per sqft. Prior to that sales transaction, the property was also sold in Jun 14, 2021 for $117,500. 926 East Oak Street was last assessed in 2023. The total value of the property was assessed at $320,000. Specifically, the land the property is located on was valued at $47,730. While improvements on the property were assessed at a total of $272,270. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,294. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
Wood Exterior
Brick Exterior / Wood Exterior

Parking

Detached Garage
Garage Parking

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 1,679
  • Parking Space Count: 6
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 6,447
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 430
  • Total Building Area: 1,398
  • Building Area: 1,398
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,398
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SS OAK ST 300 FT W OF SWAN ST TO 20'
  • Land Acres: 0.148
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: SS OAK ST 300 FT W OF SWAN ST 43 X 150 TO 20' ALLEY 0.1480 AC

Ownership

  • Current Owner : MARKS AARON LANHAM
  • Previous Owner : CURLY WILLOW PRODUCTIONS INCORPORATED
  • Owner Before Previous Owner: GEORGE AARON E
  • Owner Before Previous Owner 2: GEORGE MARIE AK
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006300

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 08003533
  • District: 100023
  • Parcel: 09025D00790000
  • Municipality: LOUISVILLE
  • Latitude: 38.2328
  • Longitude: -85.7385

    Address

  • Full Address: 926 E Oak St
  • Address - House Number: 926
  • Street Direction: E
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C044
  • 4-Digit Zip Code: 2429
  • Zip Code: 40204

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,294
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2111
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 71
  • Final Value: 280,420
  • High Value: 339,631
  • Low Value: 221,208

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $310,400
  • First Open Lien Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Apr 18, 2022
  • First Open Lien Mortgage Loan Amount: $310,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $320,000
  • Market Land Value: $47,730
  • Market Improvement Value: $272,270

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $320,000
  • Assessed Land Value: $47,730
  • Assessed Improvements Value: $272,270

    Sales

  • Current Sale Contract Date: Apr 14, 2022
  • Current Sale Recording Date: Apr 18, 2022
  • Current Sale Transaction ID: 11886030431
  • Current Sale Price: $320,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 87310
  • Previous Sale Recording Date: Jun 15, 2021
  • Previous Sale Contract Date: Jun 14, 2021
  • Previous Sale Amount: $117,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Mortgage Transaction Date: Apr 18, 2022
  • First Mortgage Loan Amount: $310,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: RIVER CITY BANK INC
  • Previous Mortgage Transaction Date: Jun 15, 2021
  • Previous Mortgage Loan Amount: $10,000
  • Previous Mortgage Term: 5
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Dec 14, 2021

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Frequently Asked Questions

What neighborhood is 926 East Oak Street located in?
The 926 East Oak Street is a house located in the neighborhood of Germantown in Central Louisville, Louisville.
What is the average sales price for listings in 926 East Oak Street?
The average sales price for units in 926 East Oak Street is $0 currently.

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