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924 Lydia Street

924 Lydia Street, Louisville, KY 40217
Sold Jun 03, 2019
$184,500
Sold Jan 08, 2016
$142,500
$139,918 by Platinum Mortgage Inc
Mortgage Due Jan 01, 2046
Local assessors in Louisville, KY have categorized 924 Lydia Street as a residential type of property. The home was built in 1905 and is 119 years old. The property's lot size has been calculated to be 4,321 square feet. The linear feet between the front and back of the lot was measured at 1,440 ft and the front of the lot was measured at 300 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 924 Lydia Street has a total of 960 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on no air conditioning for their cooling system. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 924 Lydia Street was last sold in May 22, 2019 for $184,500. According to our calculations, that's $192.19 per sqft. Prior to that sales transaction, the property was sold for $142,500 in Dec 30, 2015. Current property owners are expected to pay $2,476 in taxes per year. The property on 924 Lydia Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $184,500. To break that down further, the land itself was valued at $20,000. While improvements to the property were assessed at a total of $164,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1905
  • Effective Year Built: 1905
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,321
  • Lot Size Depth Feet: 1,440
  • Lot Size Frontage Feet: 300
  • Total Building Area: 960
  • Building Area: 960
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Central heating
  • Heated Square Feet: 960
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MERIWEATHERS ENLARGEMENT EAST
  • Land Acres: 0.099
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.0992 AC+/-, SWS LYDIA ST, 240 FT NW OF HOERTZ AVE, 30 X 144

Ownership

  • Current Owner : PARRISH ASHLEY L
  • Previous Owner : CASSADY JACQUELINE C
  • Owner Before Previous Owner: KENTUCKY EQUITY LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006800

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00106163
  • District: 100023
  • Parcel: 09026F00940000
  • Municipality: LOUISVILLE
  • Latitude: 38.2255
  • Longitude: -85.7399

    Address

  • Full Address: 924 Lydia St
  • Address - House Number: 924
  • Address - Street Name: Lydia
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C039
  • 4-Digit Zip Code: 1214
  • Zip Code: 40217

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,476
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.1821
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 76
  • Final Value: 259,222
  • High Value: 306,443
  • Low Value: 212,001

    Market Valuation

  • Market Total Value: $184,500
  • Market Land Value: $20,000
  • Market Improvement Value: $164,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $184,500
  • Assessed Land Value: $20,000
  • Assessed Improvements Value: $164,500

    Sales

  • Current Sale Contract Date: May 22, 2019
  • Current Sale Recording Date: Jun 03, 2019
  • Current Sale Transaction ID: 11705651728
  • Current Sale Price: $184,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019122567
  • Previous Sale Recording Date: Jan 08, 2016
  • Previous Sale Contract Date: Dec 30, 2015
  • Previous Sale Amount: $142,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMONWEALTH BANK & TRUST CO
  • First Mortgage Transaction Date: Jun 03, 2019
  • First Mortgage Loan Amount: $166,050
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Mortgage Loan Due Date: Jun 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: PLATINUM MORTGAGE INC
  • Previous Mortgage Transaction Date: Jan 08, 2016
  • Previous Mortgage Loan Amount: $139,918
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2046

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Frequently Asked Questions

What neighborhood is 924 Lydia Street located in?
The 924 Lydia Street is a house located in the neighborhood of Schnitzelburg in Central Louisville, Louisville.
What is the average sales price for listings in 924 Lydia Street?
The average sales price for units in 924 Lydia Street is $0 currently.

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