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908 Charles Street

908 Charles Street, Louisville, KY 40204
House in Germantown
Sold Aug 30, 2019
$170,000
$169,700 by Statewide Mortgage Llc
Mortgage Due Aug 01, 2051
Sold Jul 13, 2009
$110,000
$99,000 by Benchmark Mortgage
Mortgage Due Aug 01, 2039
908 Charles Street has been categorized by the local assessors in Louisville, KY as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home comes with a single bedroom. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 908 Charles Street has 1,008 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 504 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,600 ft and across the front of the lot is 250 ft. The area measurement of the land has been determined as 3,999 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of D+ by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of wood siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 908 Charles Street was last sold in Aug 28, 2019 for $170,000. According to our calculations, that's $168.65 per sqft. Prior to that sales transaction, the property was sold for $110,000 in Jul 10, 2009. Current property owners are expected to pay $2,281 in taxes per year. The property on 908 Charles Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $170,000. To break that down further, the land itself was valued at $38,700. While improvements to the property were assessed at a total of $131,300. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Partial basement
  • Basement Area: 504
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 3,999
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 250
  • Total Building Area: 1,008
  • Building Area: 1,008
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,008
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ELLISONS SUBDIVISION
  • Land Acres: 0.092
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.0918 AC SWS CHARLES ST 111 FT SE OF DANDRIDGGE AVE

Ownership

  • Current Owner : REED REBECCA
  • Previous Owner : KASEY KIMBERLY E
  • Previous Owner 2: GARCIA COLIN
  • Owner Before Previous Owner: VANSTOCKUM KIMBERLY S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 006900

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00095402
  • District: 100023
  • Parcel: 09025E00670000
  • Municipality: LOUISVILLE
  • Latitude: 38.2313
  • Longitude: -85.7382

    Address

  • Full Address: 908 Charles St
  • Address - House Number: 908
  • Address - Street Name: Charles
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C026
  • 4-Digit Zip Code: 2404
  • Zip Code: 40204

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,281
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2186
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 231,775
  • High Value: 282,450
  • Low Value: 181,100

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $169,700
  • First Open Lien Mortgage Lender: STATEWIDE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 30, 2021
  • First Open Lien Mortgage Loan Amount: $169,700
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $170,000
  • Market Land Value: $38,700
  • Market Improvement Value: $131,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $170,000
  • Assessed Land Value: $38,700
  • Assessed Improvements Value: $131,300

    Sales

  • Current Sale Contract Date: Aug 28, 2019
  • Current Sale Recording Date: Aug 30, 2019
  • Current Sale Transaction ID: 11638635442
  • Current Sale Price: $170,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019202961
  • Previous Sale Recording Date: Jul 13, 2009
  • Previous Sale Contract Date: Jul 10, 2009
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATEWIDE MORTGAGE LLC
  • First Mortgage Transaction Date: Aug 30, 2019
  • First Mortgage Loan Amount: $166,920
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: BENCHMARK MORTGAGE
  • Previous Mortgage Transaction Date: Jul 13, 2009
  • Previous Mortgage Loan Amount: $99,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 01, 2039

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Frequently Asked Questions

What neighborhood is 908 Charles Street located in?
The 908 Charles Street is a house located in the neighborhood of Germantown in Central Louisville, Louisville.
What is the average sales price for listings in 908 Charles Street?
The average sales price for units in 908 Charles Street is $0 currently.

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