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850 Terrace Street

850 Terrace Street, Delta, CO 81416
House in Delta
Sold Sep 27, 2019
$232,000
$112,000 by Guild Mortgage Co
Mortgage Due Oct 01, 2049
Sold Jul 18, 2008
$194,500
$191,494 by Republic Mortgage Home Loans L
Mortgage Due Aug 01, 2038
Local assessors in Delta, CO have categorized 850 Terrace Street as a residential type of property. The home was built in 2008 and is 16 years old. The property's lot size has been calculated to be 7,492 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 850 Terrace Street has a total of 1,604 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a wood burning heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 850 Terrace Street sold most recently in Sep 23, 2019 for a total of $232,000. If you work out the math, that's approximately a cost of $144.64 per sqft. Before that, the property was also sold for $194,500 in Jul 14, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,283 in taxes each year. 850 Terrace Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $17,118. If we break it down further, the land itself was valued at $3,128. Improvements to the property, however, were assessed at a total of $13,990. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,492
  • Total Building Area: 1,604
  • Building Area: 1,604
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Wood burning
  • Heated Square Feet: 1,604
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: TERRACE VIEW
  • Land Acres: 0.172
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 850 TERRACE ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: TERRACE VIEW LOT: 10 TOTAL 0.172 AC+- LOT 10 TERRACE VIEW SUB. PT

Ownership

  • Current Owner : SISSON SHARON JO
  • Previous Owner : NEUMILLER CLAYTON L
  • Previous Owner 2: NEUMILLER BRITTANY C
  • Owner Before Previous Owner: GRACE HOMES CONSTRUCTION INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delta County School District 50J
  • School Tax School District: DELTA
  • Census Tract: 964900

Geography

  • Account Number: R022175
  • Parcel: 345519143010
  • Lot: 10
  • Municipality: DELTA
  • Latitude: 38.7365
  • Longitude: -108.048

    Address

  • Full Address: 850 Terrace St
  • Address - House Number: 850
  • Address - Street Name: Terrace
  • Address - Suffix Type: St
  • State: CO
  • City Name: Delta
  • Carrier Code: C006
  • 4-Digit Zip Code: 6702
  • Zip Code: 81416

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,283
  • Tax Rate Code Area: A--

    Appraisal Valuation

  • Standard Deviation: 0.2352
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 67
  • Final Value: 361,288
  • High Value: 446,283
  • Low Value: 276,294

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $112,000
  • First Open Lien Mortgage Lender: GUILD MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Sep 27, 2019
  • First Open Lien Mortgage Loan Amount: $112,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2049

    Market Valuation

  • Market Total Value: $246,291
  • Market Land Value: $45,000
  • Market Improvement Value: $201,291

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $17,118
  • Assessed Land Value: $3,128
  • Assessed Improvements Value: $13,990

    Sales

  • Current Sale Contract Date: Sep 23, 2019
  • Current Sale Recording Date: Sep 27, 2019
  • Current Sale Transaction ID: 11659368184
  • Current Sale Price: $232,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 714000
  • Previous Sale Recording Date: Jul 18, 2008
  • Previous Sale Contract Date: Jul 14, 2008
  • Previous Sale Amount: $194,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MORTGAGE CO
  • First Mortgage Transaction Date: Sep 27, 2019
  • First Mortgage Loan Amount: $112,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: REPUBLIC MORTGAGE HOME LOANS L
  • Previous Mortgage Transaction Date: Jul 18, 2008
  • Previous Mortgage Loan Amount: $191,494
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2038

About Delta



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Frequently Asked Questions

What neighborhood is 850 Terrace Street located in?
The 850 Terrace Street is a house located in the neighborhood of Delta in Delta, Delta.
What is the average sales price for listings in 850 Terrace Street?
The average sales price for units in 850 Terrace Street is $0 currently.

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