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8341 Ryan Ridge Loop

8341 Ryan Ridge Loop, Montgomery, AL 36117
House in Montgomery
Sold Feb 25, 2019
$193,000
$189,000 by Guild Mortgage Co
Mortgage Due Feb 01, 2050
Sold Mar 23, 2018
$34,000
$2,000,000 by Valley National Bank
Mortgage
8341 Ryan Ridge Loop has been categorized by the local assessors in Montgomery, AL as a residential type of property. The building on the property was first built in 2018 and is 6 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 8341 Ryan Ridge Loop has 1,648 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,565 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 529 sqft. Residents will have the luxury of enjoying a open porch. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of shingle (not wood). The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Feb 22, 2019 for $193,000. That's $117.11 per sqft. Prior to that sales transaction, the property was also sold in Mar 23, 2018 for $34,000. 8341 Ryan Ridge Loop was last assessed in 2023. The total value of the property was assessed at $24,520. Specifically, the land the property is located on was valued at $3,500. While improvements on the property were assessed at a total of $21,020. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,158. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Metal Exterior
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 4
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 529
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 4,565
  • Total Building Area: 1,648
  • Building Area: 1,648
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,648
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RYAN RIDGE 5 CORR
  • Land Acres: 0.104
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : GIPSON NICHOLE
  • Previous Owner : STONE MARTIN BUILDERS LLC
  • Owner Before Previous Owner: RYAN RIDGE PROERTIES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Montgomery County School District
  • Census Tract: 005503

Geography

  • Assessors Map Reference: MAP 55 PG 169
  • Account Number: 303833
  • District: 2
  • Parcel: 09-06-23-3-000-003.259
  • Block: D
  • Lot: 22
  • Meridian: SEC 23 TWN 16N RNG 19E
  • Municipality: MONTGOMERY CITY
  • Latitude: 32.3511
  • Longitude: -86.1336

    Address

  • Full Address: 8341 Ryan Ridge Loop
  • Address - House Number: 8341
  • Address - Street Name: Ryan Ridge
  • Address - Suffix Type: Loop
  • State: AL
  • City Name: Montgomery
  • Carrier Code: R073
  • 4-Digit Zip Code: 3873
  • Zip Code: 36117

Valuation

    Tax

  • Total Area: 1,971
  • Tax Year: 2023
  • Tax Amount: $1,158

    Appraisal Valuation

  • Standard Deviation: 0.275
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 60
  • Final Value: 261,403
  • High Value: 333,295
  • Low Value: 189,510

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,000
  • First Open Lien Mortgage Lender: GUILD MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Jan 31, 2020
  • First Open Lien Mortgage Loan Amount: $189,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $245,200
  • Market Land Value: $35,000
  • Market Improvement Value: $210,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $24,520
  • Assessed Land Value: $3,500
  • Assessed Improvements Value: $21,020

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 22, 2019
  • Current Sale Recording Date: Feb 25, 2019
  • Current Sale Transaction ID: 11582822664
  • Current Sale Price: $193,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Mar 23, 2018
  • Previous Sale Contract Date: Mar 23, 2018
  • Previous Sale Amount: $34,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MORTGAGE CO
  • First Mortgage Transaction Date: Feb 25, 2019
  • First Mortgage Loan Amount: $187,210
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: VALLEY NATIONAL BANK
  • Previous Mortgage Transaction Date: Mar 23, 2018
  • Previous Mortgage Loan Amount: $2,000,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

About Montgomery



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Frequently Asked Questions

What neighborhood is 8341 Ryan Ridge Loop located in?
The 8341 Ryan Ridge Loop is a house located in the neighborhood of Montgomery in Montgomery, Montgomery.
What is the average sales price for listings in 8341 Ryan Ridge Loop?
The average sales price for units in 8341 Ryan Ridge Loop is $0 currently.

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