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825 East 4th Street

825 East 4th Street, Delta, CO 81416
House in Delta
Sold Oct 02, 2020
$265,000
$267,676 by Guild Mortgage Co
Mortgage Due Oct 01, 2050
Sold Oct 20, 2014
$160,000
$157,102 by Cornerstone Home Lending Inc
Mortgage Due Nov 01, 2044
Local assessors in Delta, CO have categorized 825 East 4th Street as a residential type of property. The home was built in 1941 and is 83 years old. It was most recently renovated and altered in 1980. The property's lot size has been calculated to be 9,148 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 825 East 4th Street has a total of 2,196 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on no air conditioning for their cooling system. The home's a wood burning heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 825 East 4th Street sold most recently in Oct 1, 2020 for a total of $265,000. If you work out the math, that's approximately a cost of $120.67 per sqft. Before that, the property was also sold for $160,000 in Oct 16, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,316 in taxes each year. 825 East 4th Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $17,790. If we break it down further, the land itself was valued at $3,128. Improvements to the property, however, were assessed at a total of $14,662. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1941
  • Effective Year Built: 1980
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,148
  • Total Building Area: 2,196
  • Building Area: 2,196
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Wood burning
  • Heated Square Feet: 2,196
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STEPHENS 2ND ADDITION
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 825 E 4TH ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: STEPHENS 2ND ADDITION BLOCK: 2 LOT: 9 STEPHENS 2ND ADD /DELTA BLK2

Ownership

  • Current Owner : VELASQUEZ JOANNA
  • Current Owner 2: MARTINEZ TYLER L
  • Previous Owner : VANNGUYEN VAN NGOO
  • Previous Owner 2: NGUYEN XUAN TRANG
  • Owner Before Previous Owner: COOPER EULA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delta County School District 50J
  • School Tax School District: DELTA
  • Census Tract: 964900

Geography

  • Account Number: R011885
  • District: DL
  • Parcel: 345518320005
  • Block: 2
  • Lot: 9
  • Municipality: DELTA
  • Latitude: 38.742
  • Longitude: -108.061

    Address

  • Full Address: 825 E 4th St
  • Address - House Number: 825
  • Street Direction: E
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: CO
  • City Name: Delta
  • Carrier Code: C003
  • 4-Digit Zip Code: 2311
  • Zip Code: 81416

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,316
  • Tax Rate Code Area: A--

    Appraisal Valuation

  • Standard Deviation: 0.2214
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 69
  • Final Value: 380,890
  • High Value: 465,232
  • Low Value: 296,549

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $267,676
  • First Open Lien Mortgage Lender: GUILD MORTGAGE CO
  • First Open Lien Mortgage Recording Date: Oct 02, 2020
  • First Open Lien Mortgage Loan Amount: $267,676
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $255,966
  • Market Land Value: $45,000
  • Market Improvement Value: $210,966

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $17,790
  • Assessed Land Value: $3,128
  • Assessed Improvements Value: $14,662

    Sales

  • Current Sale Contract Date: Oct 01, 2020
  • Current Sale Recording Date: Oct 02, 2020
  • Current Sale Transaction ID: 11789511792
  • Current Sale Price: $265,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 722469
  • Previous Sale Recording Date: Oct 20, 2014
  • Previous Sale Contract Date: Oct 16, 2014
  • Previous Sale Amount: $160,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUILD MORTGAGE CO
  • First Mortgage Transaction Date: Oct 02, 2020
  • First Mortgage Loan Amount: $267,676
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE HOME LENDING INC
  • Previous Mortgage Transaction Date: Oct 20, 2014
  • Previous Mortgage Loan Amount: $157,102
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2044

About Delta



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Frequently Asked Questions

What neighborhood is 825 East 4th Street located in?
The 825 East 4th Street is a house located in the neighborhood of Delta in Delta, Delta.
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