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7103 Providence Lane West

7103 Providence Lane West, Charlotte, NC 28226
Sold Jun 25, 2021
$875,000
$700,000 by Pnc Bank Na
Mortgage Due Jul 01, 2051
Sold Mar 12, 2019
$640,500
$544,127 by Bank Of America Na
Mortgage Due Apr 01, 2049
Local assessors in Charlotte, NC have categorized 7103 Providence Lane West as a residential type of property. The home was built in 2018 and is 6 years old. The property's lot size has been calculated to be 8,059 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 7103 Providence Lane West has a total of 3,602 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 7103 Providence Lane West was last sold in Jun 24, 2021 for $875,000. According to our calculations, that's $242.92 per sqft. Prior to that sales transaction, the property was sold for $640,500 in Mar 12, 2019. Current property owners are expected to pay $6,023 in taxes per year. The property on 7103 Providence Lane West was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $823,500. To break that down further, the land itself was valued at $160,000. While improvements to the property were assessed at a total of $663,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Brick Venner Exterior
Brick Exterior

Parking

Attached Garage

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2018
  • Effective Year Built: 2018
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: A
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,059
  • Total Building Area: 3,602
  • Gross Building Area: 3,602
  • Building Area: 3,602
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,602
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: REA ROAD ENCLAVE SUBDIVISION
  • Land Acres: 0.185
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L1 M62-662

Ownership

  • Current Owner : DUDA ANTHONY J
  • Current Owner 2: DUDA JENNIFER R
  • Previous Owner : SHUCK SARAH
  • Owner Before Previous Owner: JAMES CUSTOM HOMES INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 003013

Geography

  • Assessors Map Reference: BK 211 PG 2
  • Parcel: 211-022-49
  • Block: 2
  • Lot: 1
  • Municipality: CHARLOTTE
  • Latitude: 35.1166
  • Longitude: -80.7835

    Address

  • Full Address: 7103 Providence Ln W
  • Address - House Number: 7103
  • Street Segment Direction: W
  • Address - Street Name: Providence
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C044
  • 4-Digit Zip Code: 7755
  • Zip Code: 28226

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,023
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.179
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 925,692
  • High Value: 1,091,394
  • Low Value: 759,990

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $850,000
  • First Open Lien Mortgage Lender: PNC BANK NA
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Loan Amount: $700,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051
  • Second Open Lien Mortgage Lender: PNC BANK NATIONAL ASSOCIATION
  • Second Open Lien Mortgage Recording Date: Nov 28, 2022
  • Second Open Lien Mortgage Loan Amount: $150,000
  • Second Open Lien Mortgage Term: 480
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2062

    Market Valuation

  • Market Total Value: $823,500
  • Market Land Value: $160,000
  • Market Improvement Value: $663,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $823,500
  • Assessed Land Value: $160,000
  • Assessed Improvements Value: $663,500

    Sales

  • Current Sale Contract Date: Jun 24, 2021
  • Current Sale Recording Date: Jun 25, 2021
  • Current Sale Transaction ID: 11843165932
  • Current Sale Price: $875,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021123888
  • Previous Sale Recording Date: Mar 12, 2019
  • Previous Sale Contract Date: Mar 12, 2019
  • Previous Sale Amount: $640,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PNC BANK NA
  • First Mortgage Transaction Date: Jun 25, 2021
  • First Mortgage Loan Amount: $700,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Mar 12, 2019
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $544,127
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Apr 01, 2049

About Olde Providence South



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Nearby Rentals

Unit for rent at

$2,250 /mo

  • 3 Beds
  • 2 Baths
  • 1,512 ft²
Listing by Jennifer Stoops
Unit for rent at

$2,520 /mo

  • 4 Beds
  • 2 Baths
  • 1,895 ft²
Listing by Manager
Unit for rent at

$2,400 /mo

  • 4 Beds
  • 2 Baths
  • 2,046 ft²
Listing by Manager
Unit for rent at

$2,500 /mo

  • 4 Beds
  • 3.5 Baths
  • 2,750 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 7103 Providence Lane West located in?
The 7103 Providence Lane West is a house located in the neighborhood of Olde Providence South in Olde Providence South, Charlotte.
What is the average sales price for listings in 7103 Providence Lane West?
The average sales price for units in 7103 Providence Lane West is $875,000 , or $240/sqft. currently.

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