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6643 Spencer Street

6643 Spencer Street, Omaha, NE 68104
House in Benson
Sold Aug 26, 2019
$115,000
$112,818 by Delmar Financial Co
Mortgage Due Sep 01, 2049
Sold Nov 30, 2015
$89,000
$85,470 by Pulaski Bank N A
Mortgage Due Dec 01, 2045
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Local assessors in Omaha, NE have categorized 6643 Spencer Street as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 6,400 square feet. The linear feet between the front and back of the lot was measured at 1,280 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a raised ranch style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6643 Spencer Street has a total of 940 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 774 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. The garage on the property is 1 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6643 Spencer Street sold most recently in Aug 6, 2019 for a total of $115,000. If you work out the math, that's approximately a cost of $76.97 per sqft. Before that, the property was also sold for $89,000 in Oct 28, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,431 in taxes each year. 6643 Spencer Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $142,200. If we break it down further, the land itself was valued at $18,500. Improvements to the property, however, were assessed at a total of $123,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Parking Available
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Raised Ranch
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 774
  • Garage Type: Underground/basement
  • Garage Square Area: 1
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,400
  • Lot Size Depth Feet: 1,280
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,494
  • Gross Building Area: 1,694
  • Building Area: 940
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 940
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BENSON
  • Land Acres: 0.147
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BENSON LOT 6 BLOCK 38 E 50 FT

Ownership

  • Current Owner : MCNAMARA MELISSA D
  • Previous Owner : HOUFEK LAURA
  • Owner Before Previous Owner: OLSON MICHAEL R
  • Owner Before Previous Owner 2: OLSON NICHOLE J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Omaha Public Schools
  • Census Tract: 005600

Zoning

  • Zoning: R435

Geography

  • Account Number: R0618980000
  • Parcel: 1898-0000-06
  • Block: 38
  • Lot: 6
  • Latitude: 41.2875
  • Longitude: -96.0163

    Address

  • Full Address: 6643 Spencer St
  • Address - House Number: 6643
  • Address - Street Name: Spencer
  • Address - Suffix Type: St
  • State: NE
  • City Name: Omaha
  • Carrier Code: C039
  • 4-Digit Zip Code: 3214
  • Zip Code: 68104

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,431

    Appraisal Valuation

  • Standard Deviation: 0.2258
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 68
  • Final Value: 178,082
  • High Value: 218,310
  • Low Value: 137,854

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $137,542
  • First Open Lien Mortgage Lender: DELMAR FINANCIAL CO
  • First Open Lien Mortgage Recording Date: Aug 26, 2019
  • First Open Lien Mortgage Loan Amount: $112,818
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Jun 10, 2022
  • Second Open Lien Mortgage Loan Amount: $24,724
  • Second Open Lien Mortgage Term: 326
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $142,200
  • Market Land Value: $18,500
  • Market Improvement Value: $123,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $142,200
  • Assessed Land Value: $18,500
  • Assessed Improvements Value: $123,700

    Sales

  • Current Sale Contract Date: Aug 06, 2019
  • Current Sale Recording Date: Aug 26, 2019
  • Current Sale Transaction ID: 11644401815
  • Current Sale Price: $115,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019068394
  • Previous Sale Recording Date: Nov 30, 2015
  • Previous Sale Contract Date: Oct 28, 2015
  • Previous Sale Amount: $89,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: DELMAR FINANCIAL CO
  • First Mortgage Transaction Date: Aug 26, 2019
  • First Mortgage Loan Amount: $112,818
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: PULASKI BANK N A
  • Previous Mortgage Transaction Date: Nov 30, 2015
  • Previous Mortgage Loan Amount: $85,470
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 01, 2045

About North Omaha



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Nearby Rentals

Unit for rent at 5040 Corby Street, Omaha, NE, 68104

$1,595 /mo

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5040 Corby Street, Omaha, NE, 68104 Listing by Philip Rich

Frequently Asked Questions

What neighborhood is 6643 Spencer Street located in?
The 6643 Spencer Street is a house located in the neighborhood of Benson in North Omaha, Omaha.
What is the average sales price for listings in 6643 Spencer Street?
The average sales price for units in 6643 Spencer Street is $0 currently.

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