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645 South Ogden Street

645 South Ogden Street, Buffalo, NY 14206
House in Kaisertown
Sold Apr 30, 2021
$145,000
$142,252 by Freedom Mortgage Corp
Mortgage Due May 01, 2051
Sold Apr 04, 2019
$70,500
$63,000 by Quicken Loans Inc
Mortgage Due May 01, 2049
Local assessors in Buffalo, NY have categorized 645 South Ogden Street as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 4,500 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 450 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 645 South Ogden Street has a total of 1,134 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 352 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 645 South Ogden Street sold most recently in Apr 1, 2021 for a total of $145,000. If you work out the math, that's approximately a cost of $127.87 per sqft. Before that, the property was also sold for $70,500 in Apr 3, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $395 in taxes each year. 645 South Ogden Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $76,000. If we break it down further, the land itself was valued at $7,500. Improvements to the property, however, were assessed at a total of $68,500. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 352
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 4,500
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 450
  • Total Building Area: 1,134
  • Building Area: 1,134
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,134
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BUFFALO CREEK RESERVATION
  • Land Acres: 0.104
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 435. N DINGENS

Ownership

  • Current Owner : THOMPSON AMANDA
  • Previous Owner : DAILEY DALTON
  • Owner Before Previous Owner: KWACZALA LYNDA B
  • Owner Before Previous Owner 2: THE ESTATE OF MARIA PACIEJONEK
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Buffalo City School District
  • School Tax School District: BUFFALO
  • Census Tract: 016700

Zoning

  • Zoning: N-4-30

Geography

  • Account Number: 10064300
  • District: 140200
  • Section: 112.830
  • Parcel: 140200 112.83-4-1
  • Block: 4
  • Lot: 1.000
  • Municipality: BUFFALO
  • Latitude: 42.8791
  • Longitude: -78.8009

    Address

  • Full Address: 645 S Ogden St
  • Address - House Number: 645
  • Street Direction: S
  • Address - Street Name: Ogden
  • Address - Suffix Type: St
  • State: NY
  • City Name: Buffalo
  • Carrier Code: C022
  • 4-Digit Zip Code: 2316
  • Zip Code: 14206

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $395
  • Tax Rate Code Area: 140200

    Appraisal Valuation

  • Standard Deviation: 0.2651
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 62
  • Final Value: 161,652
  • High Value: 204,510
  • Low Value: 118,795

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $142,252
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Apr 30, 2021
  • First Open Lien Mortgage Loan Amount: $142,252
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $108,571
  • Market Land Value: $10,714
  • Market Improvement Value: $97,857

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $76,000
  • Assessed Land Value: $7,500
  • Assessed Improvements Value: $68,500

    Sales

  • Current Sale Contract Date: Apr 01, 2021
  • Current Sale Recording Date: Apr 30, 2021
  • Current Sale Transaction ID: 11836611246
  • Current Sale Price: $145,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021082669
  • Previous Sale Recording Date: Apr 04, 2019
  • Previous Sale Contract Date: Apr 03, 2019
  • Previous Sale Amount: $70,500
  • Previous Sale Document Type: Executor's Deed

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Apr 30, 2021
  • First Mortgage Loan Amount: $142,252
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Apr 04, 2019
  • Previous Mortgage Loan Amount: $63,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2049

About South Buffalo



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Frequently Asked Questions

What neighborhood is 645 South Ogden Street located in?
The 645 South Ogden Street is a house located in the neighborhood of Kaisertown in South Buffalo, Buffalo.
What is the average sales price for listings in 645 South Ogden Street?
The average sales price for units in 645 South Ogden Street is $0 currently.

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