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640 Emerald Cove Drive

640 Emerald Cove Drive, Charlotte, NC 28262
640 Emerald Cove Drive in Charlotte, NC was first built in 1998 and is 26 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 640 Emerald Cove Drive has 1,280 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 871 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a gable style roof made of asphalt. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 640 Emerald Cove Drive was last sold in Nov 4, 2019 for $156,000. According to our calculations, that's $121.88 per sqft. Prior to that sales transaction, the property was sold for $78,000 in Mar 29, 2012. Current property owners are expected to pay $1,255 in taxes per year. The property on 640 Emerald Cove Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $229,500. To break that down further, the land itself was valued at $60,000. While improvements to the property were assessed at a total of $169,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding
This property description is generated based on publicly available data.

1 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By
20190818
08/18/2019
2 Bed
3 Bath
1340 ft²
$169,900
bedrooms
2 Bed
bathrooms
3 Bath
square feet
1340 ft²
-
-
-
-

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 871
  • Total Building Area: 1,280
  • Gross Building Area: 1,280
  • Building Area: 1,280
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,280
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GLENWATER/UNIVERSITYPLACE
  • Land Acres: 0.02
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: L1702 SITE 17 M28-970

Ownership

  • Current Owner : VALDEZ TATIANA V
  • Previous Owner : ONE UNIVERSE LLC
  • Owner Before Previous Owner: DOBLER JOHN
  • Owner Before Previous Owner 2: DOBLER KATHLEEN M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 005534

Zoning

  • Zoning: B-1SCD

Geography

  • Assessors Map Reference: 047-32
  • District: 1
  • Parcel: 047-322-27
  • Block: 2
  • Lot: 1702
  • Municipality: CHARLOTTE
  • Latitude: 35.3177
  • Longitude: -80.7497

    Address

  • Full Address: 640 Emerald Cove Dr
  • Address - House Number: 640
  • Address - Street Name: Emerald Cove
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C021
  • 4-Digit Zip Code: 4344
  • Zip Code: 28262

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,255
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1995
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 73
  • Final Value: 282,325
  • High Value: 338,652
  • Low Value: 225,998

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $140,291
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Dec 20, 2021
  • First Open Lien Mortgage Loan Amount: $140,291
  • First Open Lien Mortgage Term: 336
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $229,500
  • Market Land Value: $60,000
  • Market Improvement Value: $169,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $229,500
  • Assessed Land Value: $60,000
  • Assessed Improvements Value: $169,500

    Sales

  • Current Sale Contract Date: Nov 04, 2019
  • Current Sale Recording Date: Nov 06, 2019
  • Current Sale Transaction ID: 11678226054
  • Current Sale Price: $156,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019151218
  • Previous Sale Recording Date: Mar 29, 2012
  • Previous Sale Contract Date: Mar 29, 2012
  • Previous Sale Amount: $78,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GOPRIME MORTGAGE INC
  • First Mortgage Transaction Date: Nov 06, 2019
  • First Mortgage Loan Amount: $142,450
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2049

About University City North



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Frequently Asked Questions

What neighborhood is 640 Emerald Cove Drive located in?
The 640 Emerald Cove Drive is a townhouse located in the neighborhood of University City North in University City North, Charlotte.
What is the average sales price for listings in 640 Emerald Cove Drive?
The average sales price for units in 640 Emerald Cove Drive is $0 currently.

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