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5205 Rock Bluff Drive

5205 Rock Bluff Drive, Louisville, KY 40241
Sold Mar 18, 2019
$480,000
$303,938 by University/kentucky Fcu
Mortgage Due Mar 25, 2044
Sold Oct 20, 2017
$83,950
$462,373 by River City Bank
Mortgage Due Apr 16, 2018
5205 Rock Bluff Drive in Louisville, KY was first built in 2012 and is 12 years old. This has been categorized as a residential property type. In total, the area measurement of the land is 9,191 square feet.

Learn more about the property and building on this page. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5205 Rock Bluff Drive sold most recently in Mar 13, 2019 for a total of $480,000. Before that, the property was also sold for $83,950 in Oct 16, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,405 in taxes each year. 5205 Rock Bluff Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $466,770. If we break it down further, the land itself was valued at $85,000. Improvements to the property, however, were assessed at a total of $381,770. The property's total market value has been marked the same as the total assessed value which is pretty typical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,191
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROCK SPRINGS FARM SUBDIVISION
  • Land Acres: 0.211
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 103 ROCK SPRINGS FARM SUBDIVISION, SECTION 2; PB. 52, PG. 45-46, 0.2110 AC +/-

Ownership

  • Current Owner : STERRETT JASON
  • Current Owner 2: STERRETT MEREDITH
  • Previous Owner : SUNRISE DEVELOPMENT GROUP LLC
  • Owner Before Previous Owner: ROCK SPRINGS FARMS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 010323

Geography

  • Account Number: 91023100
  • District: 500020
  • Section: 2
  • Parcel: 21392601030000
  • Lot: 103
  • Municipality: WORTHINGTON
  • Latitude: 38.3201
  • Longitude: -85.5405

    Address

  • Full Address: 5205 Rock Bluff Dr
  • Address - House Number: 5205
  • Address - Street Name: Rock Bluff
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Louisville
  • Carrier Code: R028
  • 4-Digit Zip Code: 1448
  • Zip Code: 40241

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,405
  • Tax Rate Code Area: 20

    Appraisal Valuation

  • Standard Deviation: 0.1771
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 77
  • Final Value: 592,282
  • High Value: 697,220
  • Low Value: 487,344

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $442,438
  • First Open Lien Mortgage Lender: UNIVERSITY/KENTUCKY FCU
  • First Open Lien Mortgage Recording Date: Apr 02, 2024
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $303,938
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Mar 25, 2044
  • Second Open Lien Mortgage Lender: UNIVERSITY OF KENTUCKY FEDERAL
  • Second Open Lien Mortgage Recording Date: Oct 31, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $138,500
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 25, 2043

    Market Valuation

  • Market Total Value: $466,770
  • Market Land Value: $85,000
  • Market Improvement Value: $381,770

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $466,770
  • Assessed Land Value: $85,000
  • Assessed Improvements Value: $381,770

    Sales

  • Current Sale Contract Date: Mar 13, 2019
  • Current Sale Recording Date: Mar 18, 2019
  • Current Sale Transaction ID: 11590698281
  • Current Sale Price: $480,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019058024
  • Previous Sale Recording Date: Oct 20, 2017
  • Previous Sale Contract Date: Oct 16, 2017
  • Previous Sale Amount: $83,950
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Mar 18, 2019
  • First Mortgage Loan Amount: $384,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: RIVER CITY BANK
  • Previous Mortgage Transaction Date: Oct 20, 2017
  • Previous Mortgage Loan Amount: $462,373
  • Previous Mortgage Term: 5
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Apr 16, 2018

About East Louisville



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Frequently Asked Questions

What neighborhood is 5205 Rock Bluff Drive located in?
The 5205 Rock Bluff Drive is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 5205 Rock Bluff Drive?
The average sales price for units in 5205 Rock Bluff Drive is $0 currently.

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