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520 2nd Street

520 2nd Street, Ouray, CO 81427
House in Ouray
Sold Oct 02, 2019
$690,000
$25,000 by Alpine Bank
Mortgage Due Dec 16, 2049
Sold Aug 20, 2014
$427,700
$412,409 by Navy Fcu
Mortgage Due Sep 01, 2044
520 2nd Street in Ouray, CO was first built in 1996 and is 28 years old. Although, the building on the property was most recently renovated and altered in 2005. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 6 are bedrooms. In terms of bathrooms, there are a total of 6 full bathrooms. There are 6 partial bathrooms. 520 2nd Street has 4,143 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 7,092 square feet.

Learn more about the property and building on this page. The roof of the home is made of materials that we aren't sure of. For those who need parking, there is a garage. The garage is 540 sqft. The condition of the building has been evaluated as good. As for heating, the home is utilizing baseboard heaters and being fueled with gas. The property was last sold in Oct 1, 2019 for $690,000. That's $166.55 per sqft. Prior to that sales transaction, the property was also sold in Aug 19, 2014 for $427,700. 520 2nd Street was last assessed in 2023. The total value of the property was assessed at $67,030. Specifically, the land the property is located on was valued at $9,660. While improvements on the property were assessed at a total of $57,370. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,700. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 2005
  • Bedroom Count: 6
  • Bathroom Count: 6
  • Full Bathrooms: 6
  • Partial Bathrooms: 6
  • Building Condition: Good
  • Roof Cover Type: Other
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 540
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,092
  • Total Building Area: 4,143
  • Gross Building Area: 6,400
  • Building Area: 4,143
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Baseboard
  • Heated Square Feet: 4,143
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CITY OF OURAY
  • Land Acres: 0.162
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUBD: CITY OF OURAY LOT: 19 BLOCK: 5 SUBD: CITY OF OURAY LOT: 20 BLOCK: 5 S: 31 T: 44 R: 7

Ownership

  • Current Owner : GURZENSKI STEVEN
  • Current Owner 2: GURZENSKI MONIKA
  • Previous Owner : LEAVER CHAD S
  • Previous Owner 2: LEAVER JENNIFER L
  • Owner Before Previous Owner: SCHEU STEVEN R
  • Owner Before Previous Owner 2: SCHEU JILL M

Neighborhood

  • School District Name: Ouray School District R-1
  • Census Tract: 967602

Geography

  • Account Number: R000778
  • District: 990
  • Parcel: 451531214015
  • Block: 5
  • Lot: 19-20
  • Meridian: SEC 31 TWN 44 RNG 07
  • Municipality: OURAY R-1
  • Latitude: 38.0222
  • Longitude: -107.673

    Address

  • Full Address: 520 2nd St
  • Address - House Number: 520
  • Address - Street Name: 2nd
  • Address - Suffix Type: St
  • State: CO
  • City Name: Ouray
  • Carrier Code: R777
  • 4-Digit Zip Code: 5005
  • Zip Code: 81427

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,700
  • Tax Rate Code Area: 101

    Appraisal Valuation

  • Standard Deviation: 0.2152
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 70
  • Final Value: 1,134,141
  • High Value: 1,378,288
  • Low Value: 889,994

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $572,955
  • First Open Lien Mortgage Lender: ALPINE BANK
  • First Open Lien Mortgage Recording Date: Dec 16, 2019
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $25,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Dec 16, 2049
  • Second Open Lien Mortgage Lender: ALLY BANK
  • Second Open Lien Mortgage Recording Date: Aug 26, 2021
  • Second Open Lien Mortgage Loan Amount: $547,955
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $990,850
  • Market Land Value: $142,850
  • Market Improvement Value: $848,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $67,030
  • Assessed Land Value: $9,660
  • Assessed Improvements Value: $57,370

    Sales

  • Current Sale Contract Date: Oct 01, 2019
  • Current Sale Recording Date: Oct 02, 2019
  • Current Sale Transaction ID: 11657484887
  • Current Sale Price: $690,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 223885
  • Previous Sale Recording Date: Aug 20, 2014
  • Previous Sale Contract Date: Aug 19, 2014
  • Previous Sale Amount: $427,700
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ALLY BANK
  • First Mortgage Transaction Date: Oct 02, 2019
  • First Mortgage Loan Amount: $552,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: NAVY FCU
  • Previous Mortgage Transaction Date: Aug 20, 2014
  • Previous Mortgage Loan Amount: $412,409
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Sep 01, 2044

About Ouray



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 520 2nd Street located in?
The 520 2nd Street is a house located in the neighborhood of Ouray in Ouray, Ouray.
What is the average sales price for listings in 520 2nd Street?
The average sales price for units in 520 2nd Street is $0 currently.

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