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4901 Broken Saddle Lane

4901 Broken Saddle Lane, Charlotte, NC 28226
Sold Apr 29, 2020
$620,000
$496,000 by Bank Of America Na
Mortgage Due May 01, 2050
Sold Jul 14, 2017
$421,000
$378,900 by Cardinal Financial Company Lp
Mortgage Due Aug 01, 2047
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Local assessors in Charlotte, NC have categorized 4901 Broken Saddle Lane as a residential type of property. The home was built in 1969 and is 55 years old. It was most recently renovated and altered in 1980. The property's lot size has been calculated to be 20,473 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4901 Broken Saddle Lane has a total of 2,570 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4901 Broken Saddle Lane was last sold in Apr 29, 2020 for $620,000. According to our calculations, that's $241.25 per sqft. Prior to that sales transaction, the property was sold for $421,000 in Jul 14, 2017. Current property owners are expected to pay $4,288 in taxes per year. The property on 4901 Broken Saddle Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $684,700. To break that down further, the land itself was valued at $195,000. While improvements to the property were assessed at a total of $489,700. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1969
  • Effective Year Built: 1980
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 20,473
  • Total Building Area: 2,570
  • Gross Building Area: 2,570
  • Building Area: 2,570
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,570
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OLD SALEM
  • Land Acres: 0.47
  • Standard Land Use Code: Single family residential
  • Legal Description 1: P21 B1 M14-311

Ownership

  • Current Owner : BLOOM AARON R
  • Current Owner 2: BLOOM KALI
  • Previous Owner : LETORNEY BRANDON
  • Previous Owner 2: LETORNEY ELIZABETH
  • Owner Before Previous Owner: PARRIS RICHARD E
  • Owner Before Previous Owner 2: PARRIS BETSY H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 002908

Zoning

  • Zoning: R-3

Geography

  • Assessors Map Reference: 187-12
  • District: 1
  • Parcel: 187-123-01
  • Block: 1
  • Lot: 1
  • Municipality: CHARLOTTE
  • Latitude: 35.1466
  • Longitude: -80.7915

    Address

  • Full Address: 4901 Broken Saddle Ln
  • Address - House Number: 4901
  • Address - Street Name: Broken Saddle
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C039
  • 4-Digit Zip Code: 5816
  • Zip Code: 28226

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,288
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.179
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 790,035
  • High Value: 931,454
  • Low Value: 648,617

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $496,000
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Apr 29, 2020
  • First Open Lien Mortgage Loan Amount: $496,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2050

    Market Valuation

  • Market Total Value: $684,700
  • Market Land Value: $195,000
  • Market Improvement Value: $489,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $684,700
  • Assessed Land Value: $195,000
  • Assessed Improvements Value: $489,700

    Sales

  • Current Sale Contract Date: Apr 29, 2020
  • Current Sale Recording Date: Apr 29, 2020
  • Current Sale Transaction ID: 11766404110
  • Current Sale Price: $620,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020060673
  • Previous Sale Recording Date: Jul 14, 2017
  • Previous Sale Contract Date: Jul 14, 2017
  • Previous Sale Amount: $421,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Apr 29, 2020
  • First Mortgage Loan Amount: $496,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • Previous Mortgage Transaction Date: Jul 14, 2017
  • Previous Mortgage Loan Amount: $378,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2047

About Olde Providence North



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Frequently Asked Questions

What neighborhood is 4901 Broken Saddle Lane located in?
The 4901 Broken Saddle Lane is a located in the neighborhood of Olde Providence North in Olde Providence North, Charlotte.
What is the average sales price for listings in 4901 Broken Saddle Lane?
The average sales price for units in 4901 Broken Saddle Lane is $0 currently.

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