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4520 North Congress Avenue

4520 North Congress Avenue, Portland, OR 97217
House in Humboldt
Sold Jun 03, 2021
$615,000
$492,000 by Sierra Pacific Mortgage Co Inc
Mortgage Due Jul 01, 2051
Sold Mar 07, 2008
$320,000
$284,000 by M & T Bank
Mortgage Due Apr 01, 2038
Nearby Listings
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Local assessors in Portland, OR have categorized 4520 North Congress Avenue as a residential type of property. The home was built in 1910 and is 114 years old. The property's lot size has been calculated to be 2,580 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4520 North Congress Avenue has a total of 1,582 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 616 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 180 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a gable style roof that was made of composition shingle. Lots of metal were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. The property was last sold in Jun 2, 2021 for $615,000. That's $324.03 per sqft. Prior to that sales transaction, the property was also sold in Mar 6, 2008 for $320,000. 4520 North Congress Avenue was last assessed in 2023. The total value of the property was assessed at $96,070. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,546. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Siding

Parking

Off Street Parking On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Good
  • Building Style: Unknown
  • Exterior Walls Type: Metal
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 616
  • Garage Type: Detached
  • Garage Square Area: 180
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,580
  • Total Building Area: 1,898
  • Gross Building Area: 1,898
  • Building Area: 1,582
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,582
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CENTRAL ALBINA ADD
  • Land Acres: 0.059
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CENTRAL ALBINA ADD, BLOCK 15, W 1/2 OF S 20 OF LOT 2, S 20 OF LOT 3, N 20 OF LOT 4, W 1/2 OF N 20 OF LOT 5

Ownership

  • Current Owner : ALVEY ROBERT FRANCIS
  • Previous Owner : TYLER KRISTEN J
  • Previous Owner 2: TYLER CHRISTOPHER A
  • Owner Before Previous Owner: GODAT SUSAN J LAW
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: III

Neighborhood

  • School District Name: Portland School District 1J
  • Census Tract: 003401

Zoning

  • Zoning: R2.5

Geography

  • Account Number: R147001980
  • Parcel: R131498
  • Block: 15
  • Lot: 2,3,4
  • Meridian: SEC 22 TWN 01N RNG 01E
  • Latitude: 45.5557
  • Longitude: -122.672

    Address

  • Full Address: 4520 N Congress Ave
  • Address - House Number: 4520
  • Street Direction: N
  • Address - Street Name: Congress
  • Address - Suffix Type: Ave
  • State: OR
  • City Name: Portland
  • Carrier Code: C051
  • 4-Digit Zip Code: 3030
  • Zip Code: 97217

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,546
  • Tax Rate Code Area: 710

    Appraisal Valuation

  • Standard Deviation: 0.1471
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 82
  • Final Value: 657,074
  • High Value: 753,735
  • Low Value: 560,413

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $492,000
  • First Open Lien Mortgage Lender: SIERRA PACIFIC MORTGAGE CO INC
  • First Open Lien Mortgage Recording Date: Jun 03, 2021
  • First Open Lien Mortgage Loan Amount: $492,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $610,260
  • Market Land Value: $278,500
  • Market Improvement Value: $331,760

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $96,070

    Sales

  • Current Sale Contract Date: Jun 02, 2021
  • Current Sale Recording Date: Jun 03, 2021
  • Current Sale Transaction ID: 11836961789
  • Current Sale Price: $615,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-086770
  • Previous Sale Recording Date: Mar 07, 2008
  • Previous Sale Contract Date: Mar 06, 2008
  • Previous Sale Amount: $320,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SIERRA PACIFIC MORTGAGE CO INC
  • First Mortgage Transaction Date: Jun 03, 2021
  • First Mortgage Loan Amount: $492,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: M & T BANK
  • Previous Mortgage Transaction Date: Mar 07, 2008
  • Previous Mortgage Loan Amount: $284,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Apr 01, 2038

About Northeast Coalition of Neighborhoods



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Frequently Asked Questions

What neighborhood is 4520 North Congress Avenue located in?
The 4520 North Congress Avenue is a house located in the neighborhood of Humboldt in Northeast Coalition of Neighborhoods, Portland.
What is the average sales price for listings in 4520 North Congress Avenue?
The average sales price for units in 4520 North Congress Avenue is $0 currently.

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