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445 North Arsenal Avenue

445 North Arsenal Avenue, Indianapolis, IN 46201
House in Holy Cross
Sold Sep 04, 2019
$451,300
$361,000 by Bailey & Wood Financial Group
Mortgage
Sold Oct 16, 2017
$273,800
$219,000 by Wells Fargo Bank
Mortgage
445 North Arsenal Avenue in Indianapolis, IN was first built in 2006 and is 18 years old. Although, the building on the property was most recently renovated and altered in 2015. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 445 North Arsenal Avenue has 1,056 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 430 ft and the linear feet between the front and back of the lot is 1,070. In total, the area measurement of the land is 4,617 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a detached garage. The garage is 726 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 445 North Arsenal Avenue was last sold in Aug 27, 2019 for $451,300. According to our calculations, that's $427.37 per sqft. Prior to that sales transaction, the property was sold for $273,800 in Sep 27, 2017. Current property owners are expected to pay $6,937 in taxes per year. The property on 445 North Arsenal Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $416,700. To break that down further, the land itself was valued at $46,900. While improvements to the property were assessed at a total of $369,800. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
Wood Exterior

Parking

Detached Garage
Guest Parking
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2015
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 726
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,617
  • Lot Size Depth Feet: 1,070
  • Lot Size Frontage Feet: 430
  • Total Building Area: 1,056
  • Gross Building Area: 1,056
  • Building Area: 1,056
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,056
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WINONA PARK ADD STURM & KOLLERS ADD
  • Land Acres: 0.106
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: WINONA PARK L12 & 2.73 N & ADJ

Ownership

  • Current Owner : STEWART KHADIJHA
  • Previous Owner : STOVER DENNIS L
  • Owner Before Previous Owner: CUMMINGS DONALD W
  • Owner Before Previous Owner 2: CUMMINGS JANE B
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Indianapolis Public Schools
  • Census Tract: 354500

Zoning

  • Zoning: ZO01

Geography

  • Assessors Map Reference: 2338-A3
  • District: 0001
  • Section: 6015004
  • Parcel: 49-10-06-177-006.000-101
  • Lot: 12
  • Municipality: CENTER TOWNSHIP
  • Latitude: 39.7737
  • Longitude: -86.1332

    Address

  • Full Address: 445 N Arsenal Ave
  • Address - House Number: 445
  • Street Direction: N
  • Address - Street Name: Arsenal
  • Address - Suffix Type: Ave
  • State: IN
  • City Name: Indianapolis
  • Carrier Code: C030
  • 4-Digit Zip Code: 3074
  • Zip Code: 46201

Valuation

    Tax

  • Total Area: 2,112
  • Tax Year: 2022
  • Tax Amount: $6,937
  • Tax Rate Code Area: 101

    Appraisal Valuation

  • Standard Deviation: 0.228
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 68
  • Final Value: 465,235
  • High Value: 571,330
  • Low Value: 359,141

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $361,000
  • First Open Lien Mortgage Lender: BAILEY & WOOD FINANCIAL GROUP
  • First Open Lien Mortgage Recording Date: Sep 04, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $361,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $416,700
  • Market Land Value: $46,900
  • Market Improvement Value: $369,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $416,700
  • Assessed Land Value: $46,900
  • Assessed Improvements Value: $369,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 27, 2019
  • Current Sale Recording Date: Sep 04, 2019
  • Current Sale Transaction ID: 11643954088
  • Current Sale Price: $451,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A201900085070
  • Previous Sale Recording Date: Oct 16, 2017
  • Previous Sale Contract Date: Sep 27, 2017
  • Previous Sale Amount: $273,800
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BAILEY & WOOD FINANCIAL GROUP
  • First Mortgage Transaction Date: Sep 04, 2019
  • First Mortgage Loan Amount: $361,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK
  • Previous Mortgage Transaction Date: Oct 16, 2017
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $219,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

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Frequently Asked Questions

What neighborhood is 445 North Arsenal Avenue located in?
The 445 North Arsenal Avenue is a house located in the neighborhood of Holy Cross in Near Eastside, Indianapolis.
What is the average sales price for listings in 445 North Arsenal Avenue?
The average sales price for units in 445 North Arsenal Avenue is $0 currently.

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