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4420 Gainesborough Road

4420 Gainesborough Road, Charlotte, NC 28205
Sold Oct 11, 2019
$295,000
$279,200 by Atlantic Bay Mortgage Group Ll
Mortgage Due May 01, 2051
Sold Dec 13, 2018
$185,000
$189,000 by Carolina Hard Money
Mortgage Due Jan 01, 2020
4420 Gainesborough Road in Charlotte, NC was first built in 1968 and is 56 years old. Although, the building on the property was most recently renovated and altered in 1970. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 4420 Gainesborough Road has 1,275 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,019 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4420 Gainesborough Road sold most recently in Oct 11, 2019 for a total of $295,000. If you work out the math, that's approximately a cost of $231.37 per sqft. Before that, the property was also sold for $185,000 in Dec 12, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,986 in taxes each year. 4420 Gainesborough Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $366,900. If we break it down further, the land itself was valued at $80,000. Improvements to the property, however, were assessed at a total of $286,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1968
  • Effective Year Built: 1970
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 1,275
  • Gross Building Area: 1,275
  • Building Area: 1,275
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,275
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROBINHOOD WOODS 05
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L20 B7 M14-239

Ownership

  • Current Owner : THURSTON REMY L
  • Current Owner 2: TOUSSAINT KATHERINE M
  • Previous Owner : OPENING DOORS PROPERTIES LLC
  • Owner Before Previous Owner: TPM PROPERTIES LIMITED PARTNERSHIP
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 001603

Zoning

  • Zoning: R-4

Geography

  • Assessors Map Reference: 101-04
  • District: 1
  • Parcel: 101-045-31
  • Block: 7
  • Lot: 20
  • Municipality: CHARLOTTE
  • Latitude: 35.2283
  • Longitude: -80.751

    Address

  • Full Address: 4420 Gainesborough Rd
  • Address - House Number: 4420
  • Address - Street Name: Gainesborough
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C028
  • 4-Digit Zip Code: 4619
  • Zip Code: 28205

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,986
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1852
  • Valuation Date: May 17, 2023
  • Confidence Score: 75
  • Final Value: 402,639
  • High Value: 477,213
  • Low Value: 328,066

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $321,672
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Apr 15, 2021
  • First Open Lien Mortgage Loan Amount: $279,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051
  • Second Open Lien Mortgage Lender: FIGURE LENDING LLC
  • Second Open Lien Mortgage Recording Date: May 11, 2023
  • Second Open Lien Mortgage Loan Amount: $42,472
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: May 24, 2038

    Market Valuation

  • Market Total Value: $366,900
  • Market Land Value: $80,000
  • Market Improvement Value: $286,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $366,900
  • Assessed Land Value: $80,000
  • Assessed Improvements Value: $286,900

    Sales

  • Current Sale Contract Date: Oct 11, 2019
  • Current Sale Recording Date: Oct 11, 2019
  • Current Sale Transaction ID: 11672230897
  • Current Sale Price: $295,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019136950
  • Previous Sale Recording Date: Dec 13, 2018
  • Previous Sale Contract Date: Dec 12, 2018
  • Previous Sale Amount: $185,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Oct 11, 2019
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: CAROLINA HARD MONEY
  • Previous Mortgage Transaction Date: Dec 13, 2018
  • Previous Mortgage Loan Amount: $189,000
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2020

About Windsor Park



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Nearby Rentals

Unit for rent at 4307 Abbeydale Drive, Charlotte, NC, 28205

$1,575 /mo

  • 3 Beds
  • 1 Bath
  • 1,124 ft²
4307 Abbeydale Drive, Charlotte, NC, 28205 Listing by Dottie Ciarrocchi

Frequently Asked Questions

What neighborhood is 4420 Gainesborough Road located in?
The 4420 Gainesborough Road is a house located in the neighborhood of Windsor Park in Windsor Park, Charlotte.
What is the average sales price for listings in 4420 Gainesborough Road?
The average sales price for units in 4420 Gainesborough Road is $0 currently.

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