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432 Umbarger Road

432 Umbarger Road, San Jose, CA 95111
Sold Feb 04, 2019
$830,000
$677,000 by Guaranteed Rate Inc
Mortgage Due Jul 01, 2051
Sold Mar 08, 2004
$184,000
$460,000 by Hsbc Mortgage Corporation Usa
Mortgage Due Mar 01, 2034
432 Umbarger Road in San Jose, CA was first built in 2000 and is 24 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 432 Umbarger Road has 2,027 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 4,500 square feet.

Learn more about the property and building on this page. There is a porch and a patio. For those who need parking, there is a garage. The garage is 367 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as good. As for heating, the home is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 432 Umbarger Road sold most recently in Jan 29, 2019 for a total of $830,000. If you work out the math, that's approximately a cost of $409.47 per sqft. Before that, the property was also sold for $184,000 in Feb 23, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $12,658 in taxes each year. 432 Umbarger Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $889,925. If we break it down further, the land itself was valued at $643,320. Improvements to the property, however, were assessed at a total of $246,605. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: B
  • Construction Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 367
  • Parking Space Count: 1
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 4,500
  • Total Building Area: 2,027
  • Gross Building Area: 858
  • Building Area: 2,027
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Yes
  • Heated Square Feet: 2,027
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TRACT NO 9188
  • Land Acres: 0.103
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TRACT 9188 LOT 38

Ownership

  • Current Owner : TUN WIN SAN
  • Previous Owner : SALZAR CECILIO
  • Previous Owner 2: SALZAR LILIBETH B
  • Owner Before Previous Owner: PINGOY MARIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Franklin-McKinley Elementary School District
  • Census Tract: 503222

Zoning

  • Zoning: R1

Geography

  • Subdivision Tract Number: 9188
  • Parcel: 497-35-086
  • Lot: 38
  • Municipality: SAN JOSE
  • Latitude: 37.2995
  • Longitude: -121.845

    Address

  • Full Address: 432 Umbarger Rd
  • Address - House Number: 432
  • Address - Street Name: Umbarger
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: San Jose
  • Carrier Code: C008
  • 4-Digit Zip Code: 2035
  • Zip Code: 95111

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $12,658
  • Tax Rate Code Area: 17-031

    Appraisal Valuation

  • Standard Deviation: 0.2085
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 71
  • Final Value: 1,186,788
  • High Value: 1,434,279
  • Low Value: 939,296

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $677,000
  • First Open Lien Mortgage Lender: GUARANTEED RATE INC
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Loan Amount: $677,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $889,925
  • Assessed Land Value: $643,320
  • Assessed Improvements Value: $246,605

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 29, 2019
  • Current Sale Recording Date: Feb 04, 2019
  • Current Sale Transaction ID: 11565482527
  • Current Sale Price: $830,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 24109863
  • Previous Sale Recording Date: Mar 08, 2004
  • Previous Sale Contract Date: Feb 23, 2004
  • Previous Sale Amount: $184,000
  • Previous Sale Document Type: Individual Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARANTEED RATE INC
  • First Mortgage Transaction Date: Feb 04, 2019
  • First Mortgage Loan Amount: $705,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • Previous Mortgage Transaction Date: Mar 08, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $460,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Mar 01, 2034

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Frequently Asked Questions

What neighborhood is 432 Umbarger Road located in?
The 432 Umbarger Road is a house located in the neighborhood of Cramer-Umbarger in South San Jose, San Jose.
What is the average sales price for listings in 432 Umbarger Road?
The average sales price for units in 432 Umbarger Road is $0 currently.

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