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3431 Harris Street

3431 Harris Street, Montgomery, AL 36110
House in Montgomery
Sold Mar 07, 2014
$39,555
Sold May 25, 2006
$42,200
$35,700 by First Magnus Financial Corp
Mortgage Due Jun 01, 2036
Local assessors in Montgomery, AL have categorized 3431 Harris Street as a residential type of property. The home was built in 1954 and is 70 years old. The property's lot size has been calculated to be 10,498 square feet. The linear feet between the front and back of the lot was measured at 2,100 ft and the front of the lot was measured at 500 ft. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3431 Harris Street has a total of 1,116 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is fair. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable or hip style roof that was made of shingle (not wood). Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3431 Harris Street was last sold in Feb 28, 2014 for $39,555. According to our calculations, that's $35.44 per sqft. Prior to that sales transaction, the property was sold for $42,200 in May 16, 2006. Current property owners are expected to pay $200 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2022. The property on 3431 Harris Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $1,500. To break that down further, the land itself was valued at $1,500. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior / Wood Exterior
Vinyl Siding
Wood Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1954
  • Total Rooms: 4
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Fair
  • Building Quality: D
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Concrete
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 10,498
  • Lot Size Depth Feet: 2,100
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,116
  • Building Area: 1,116
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,116
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HIGHLAND GARDENS
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RESUB LOTS 1 9 BLK 22 & 12 0409321016015000

Ownership

  • Current Owner : NATIONSTAR MORTGAGE LLC
  • Previous Owner : AWE RANDY W
  • Owner Before Previous Owner: GREGORY WILLIAM C
  • Owner Before Previous Owner 2: GREGORY ALICE O
  • Ownership Rights Codes: Government
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Montgomery County School District
  • Census Tract: 000400

Zoning

  • Zoning: R-65-D

Geography

  • Assessors Map Reference: MAP 13 PG 8
  • Account Number: 204823
  • District: 2
  • Parcel: 04-09-32-1-016-015.000
  • Block: 22
  • Lot: 16
  • Meridian: SEC 32 TWN 17N RNG 18E
  • Municipality: MONTGOMERY CITY
  • Latitude: 32.4105
  • Longitude: -86.2787

    Address

  • Full Address: 3431 Harris St
  • Address - House Number: 3431
  • Address - Street Name: Harris
  • Address - Suffix Type: St
  • State: AL
  • City Name: Montgomery
  • Carrier Code: C068
  • 4-Digit Zip Code: 2208
  • Zip Code: 36110

Valuation

    Tax

  • Total Area: 1,118
  • Tax Year: 2023
  • Tax Amount: $200
  • Intital Tax Deliquent Year: 2022

    Appraisal Valuation

  • Standard Deviation: 0.3553
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 28
  • Final Value: 111,433
  • High Value: 151,030
  • Low Value: 71,835

    Market Valuation

  • Market Total Value: $7,500
  • Market Land Value: $7,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,500
  • Assessed Land Value: $1,500

    Sales

  • Current Sale Contract Date: Feb 28, 2014
  • Current Sale Recording Date: Mar 07, 2014
  • Current Sale Transaction ID: 1001716323
  • Current Sale Price: $39,555
  • Current Sale Document Type: Foreclosure
  • Previous Sale Recording Date: May 25, 2006
  • Previous Sale Contract Date: May 16, 2006
  • Previous Sale Amount: $42,200
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: FIRST MAGNUS FINANCIAL CORP
  • Previous Mortgage Transaction Date: May 25, 2006
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $35,700
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jun 01, 2036

About Montgomery



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Frequently Asked Questions

What neighborhood is 3431 Harris Street located in?
The 3431 Harris Street is a house located in the neighborhood of Montgomery in Montgomery, Montgomery.
What is the average sales price for listings in 3431 Harris Street?
The average sales price for units in 3431 Harris Street is $0 currently.

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