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3302 Spencer Street

3302 Spencer Street, Charlotte, NC 28205
Townhouse in North Charlotte
Sold Jul 24, 2020
$449,000
$420,000 by Wells Fargo Bank Na
Mortgage Due Aug 01, 2050
Local assessors in Charlotte, NC have categorized 3302 Spencer Street as a residential type of property. The home was built in 2020 and is 4 years old. The property's lot size has been calculated to be 1,333 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a townhouse style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 3 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 3302 Spencer Street has a total of 2,083 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. Lots of concrete were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 3302 Spencer Street sold most recently in Jul 24, 2020 for a total of $449,000. If you work out the math, that's approximately a cost of $215.55 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,058 in taxes each year. 3302 Spencer Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $564,200. If we break it down further, the land itself was valued at $140,000. Improvements to the property, however, were assessed at a total of $424,200. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Brick Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2020
  • Effective Year Built: 2020
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: A
  • Building Style: Townhouse
  • Exterior Walls Type: Concrete
  • Floor Count: 3
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,333
  • Total Building Area: 2,083
  • Gross Building Area: 2,083
  • Building Area: 2,083
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,083
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPENCER TOWNS
  • Land Acres: 0.031
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: L25 M65-405

Ownership

  • Current Owner : BEGLEY JAMES ASHER
  • Current Owner 2: BEGLEY ANN CATHERINE
  • Previous Owner : CAROLINA COTTAGE HOMES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 001400

Zoning

  • Zoning: UR-2(CD)

Geography

  • Assessors Map Reference: BK 91 PG 9
  • District: 1
  • Parcel: 091-095-58
  • Block: 5
  • Lot: 25
  • Municipality: CHARLOTTE
  • Latitude: 35.2451
  • Longitude: -80.8008

    Address

  • Full Address: 3302 Spencer St
  • Address - House Number: 3302
  • Address - Street Name: Spencer
  • Address - Suffix Type: St
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C046
  • 4-Digit Zip Code: 2171
  • Zip Code: 28205

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,058
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1863
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 75
  • Final Value: 595,029
  • High Value: 705,940
  • Low Value: 484,118

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $420,000
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Jul 24, 2020
  • First Open Lien Mortgage Loan Amount: $420,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $564,200
  • Market Land Value: $140,000
  • Market Improvement Value: $424,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $564,200
  • Assessed Land Value: $140,000
  • Assessed Improvements Value: $424,200

    Sales

  • Current Sale Contract Date: Jul 24, 2020
  • Current Sale Recording Date: Jul 24, 2020
  • Current Sale Transaction ID: 11776621314
  • Current Sale Price: $449,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 2020113272

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jul 24, 2020
  • First Mortgage Loan Amount: $420,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

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Frequently Asked Questions

What neighborhood is 3302 Spencer Street located in?
The 3302 Spencer Street is a townhouse located in the neighborhood of North Charlotte in North Charlotte, Charlotte.
What is the average sales price for listings in 3302 Spencer Street?
The average sales price for units in 3302 Spencer Street is $0 currently.

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