Did not flood and does not need flood insurance!! Fully renovated Vestal home with stunning character throughout including beautiful hardwood floors, chestnut trim, and built ins. First floor features re-finished kitchen with granite counter tops, stainless steel appliances, center island, bedroom, full bathroom and laundry area. Updates include brand new high-efficiency HVAC system, replacement windows, hot water heater, all new septic system in 2019, finished bonus room on 3rd floor which includes heat and a/c, kitchen, bathrooms and more. Third floor walkup space could be used as a 5th bedroom! Outside enjoy the covered front and side porches, back deck overlooking the park-like yard and fire-pit area. Property boarders 20 acres of state-owned land to enjoy. Lots of storage outside with a detached garage, carport and two sheds.