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320 Cameron Avenue

320 Cameron Avenue, Charlotte, NC 28204
House in Elizabeth
Sold Oct 20, 2020
$930,000
$697,500 by Truist Bank
Mortgage Due Nov 01, 2050
Sold Jun 12, 2018
$860,000
$688,000 by American Security Mortgage Cor
Mortgage Due Jul 01, 2048
Local assessors in Charlotte, NC have categorized 320 Cameron Avenue as a residential type of property. The home was built in 1936 and is 88 years old. It was most recently renovated and altered in 1970. The property's lot size has been calculated to be 6,534 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 5 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 320 Cameron Avenue has a total of 3,748 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a unknown that is 352 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 342 sqft. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 14, 2020 for $930,000. That's $248.13 per sqft. Prior to that sales transaction, the property was also sold in Jun 11, 2018 for $860,000. 320 Cameron Avenue was last assessed in 2023. The total value of the property was assessed at $1,107,500. Specifically, the land the property is located on was valued at $550,000. While improvements on the property were assessed at a total of $557,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $7,864. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Hardboard Siding
Stone Veneer Exterior

Driveway

Driveway

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1936
  • Effective Year Built: 1970
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 352
  • Garage Type: Garage
  • Garage Square Area: 342
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 6,534
  • Total Building Area: 3,748
  • Gross Building Area: 3,748
  • Building Area: 3,748
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,748
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROSEMONT
  • Land Acres: 0.15
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L13 B14 M3-13

Ownership

  • Current Owner : SUZUKI DAVID
  • Current Owner 2: SUZUKI STACY
  • Previous Owner : WICK WANDA PAULINA
  • Previous Owner 2: WICK WANDA
  • Owner Before Previous Owner: BELCHEE WILLIAM B
  • Owner Before Previous Owner 2: BELCHEE JENNIFER M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 002400

Zoning

  • Zoning: R-5

Geography

  • Assessors Map Reference: 127-13
  • District: 1
  • Parcel: 127-132-04
  • Block: 14
  • Lot: 13
  • Municipality: CHARLOTTE
  • Latitude: 35.2076
  • Longitude: -80.8133

    Address

  • Full Address: 320 Cameron Ave
  • Address - House Number: 320
  • Address - Street Name: Cameron
  • Address - Suffix Type: Ave
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C009
  • 4-Digit Zip Code: 3308
  • Zip Code: 28204

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,864
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1799
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 1,304,691
  • High Value: 1,539,497
  • Low Value: 1,069,884

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $697,500
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Oct 20, 2020
  • First Open Lien Mortgage Loan Amount: $697,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $1,107,500
  • Market Land Value: $550,000
  • Market Improvement Value: $557,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,107,500
  • Assessed Land Value: $550,000
  • Assessed Improvements Value: $557,500

    Sales

  • Current Sale Contract Date: Oct 14, 2020
  • Current Sale Recording Date: Oct 20, 2020
  • Current Sale Transaction ID: 11808039405
  • Current Sale Price: $930,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020173732
  • Previous Sale Recording Date: Jun 12, 2018
  • Previous Sale Contract Date: Jun 11, 2018
  • Previous Sale Amount: $860,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Oct 20, 2020
  • First Mortgage Loan Amount: $697,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • Previous Mortgage Transaction Date: Jun 12, 2018
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $688,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Jul 01, 2048

About Elizabeth



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Frequently Asked Questions

What neighborhood is 320 Cameron Avenue located in?
The 320 Cameron Avenue is a house located in the neighborhood of Elizabeth in Elizabeth, Charlotte.
What is the average sales price for listings in 320 Cameron Avenue?
The average sales price for units in 320 Cameron Avenue is $974,900 , or $258/sqft. currently.

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