Owner is willing to finance with a sizable down payment. Call my office for  details. Used as single family dwelling at present time. Upstairs still need a few repairs. Owner has completed many improvements since property was purchased  a few years ago.  Owner    purchased an energy saver hot water heater/new boiler/  /new laminate flooring in kitchen/new kitchen counter top/ all insulated doors/all ceiling fans making it suitable for their family. updated/sink/john/shower bath and linen cabinet .  Some materials are available but not installed. Large Living room up with fir floors/vinyl and some carpeting was new.   Most appliances 5+-years old -cooking propane. Furnace oil fired/small area fenced . Owner purchased paint for exterior but had to leave before it could be completed. property still needs work. Offered below appraisal. agent is related to seller