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2605 Smith Street Northwest

2605 Smith Street Northwest, Atlanta, GA 30318
House in Riverside
Sold Sep 01, 2020
$415,000
$407,483 by Vanderbilt Mortgage
Mortgage Due Jan 01, 2050
Sold Feb 27, 2008
$245,000
$245,000 by Countrywide Bk Fsb
Mortgage Due Feb 25, 2038
2605 Smith Street Northwest has been categorized by the local assessors in Atlanta, GA as a residential type of property. The building on the property was first built in 2006 and is 18 years old. The home has a total of 10 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 2605 Smith Street Northwest has 1,772 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,062 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of A by the local assessor. The exterior walls of the building are made of wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2605 Smith Street Northwest sold most recently in Sep 1, 2020 for a total of $415,000. If you work out the math, that's approximately a cost of $234.20 per sqft. Before that, the property was also sold for $245,000 in Feb 25, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,162 in taxes each year. 2605 Smith Street Northwest was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $268,800. If we break it down further, the land itself was valued at $58,640. Improvements to the property, however, were assessed at a total of $210,160. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Siding

Parking

Attached Garage
Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 10
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 15
  • Building Condition: Good
  • Building Quality: A
  • Building Style: Conventional
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,062
  • Total Building Area: 1,772
  • Building Area: 1,772
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,772
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SPINK ESTATE
  • Land Acres: 0.231
  • Standard Land Use Code: Single family residential
  • Legal Description 1: VERIFIED

Ownership

  • Current Owner : MACAVOY JAMES E
  • Previous Owner : DEWEESE JOHN W
  • Owner Before Previous Owner: SSISTERS HOMES LLC
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Atlanta City School District
  • Census Tract: 008801

Zoning

  • Zoning: R4A

Geography

  • Account Number: 7031126
  • District: 05
  • Parcel: 17 025200080340
  • Municipality: CITY OF ATLANTA
  • Latitude: 33.8097
  • Longitude: -84.4732

    Address

  • Full Address: 2605 Smith St Nw
  • Address - House Number: 2605
  • Street Segment Direction: NW
  • Address - Street Name: Smith
  • Address - Suffix Type: St
  • State: GA
  • City Name: Atlanta
  • Carrier Code: C035
  • 4-Digit Zip Code: 1875
  • Zip Code: 30318

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,162
  • Tax Rate Code Area: 05

    Appraisal Valuation

  • Standard Deviation: 0.1955
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 73
  • Final Value: 592,641
  • High Value: 708,511
  • Low Value: 476,772

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $407,483
  • First Open Lien Mortgage Lender: VANDERBILT MORTGAGE
  • First Open Lien Mortgage Recording Date: Sep 01, 2020
  • First Open Lien Mortgage Loan Amount: $407,483
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050

    Market Valuation

  • Market Total Value: $672,000
  • Market Land Value: $146,600
  • Market Improvement Value: $525,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $268,800
  • Assessed Land Value: $58,640
  • Assessed Improvements Value: $210,160

    Sales

  • Current Sale Contract Date: Sep 01, 2020
  • Current Sale Recording Date: Sep 01, 2020
  • Current Sale Transaction ID: 11787902603
  • Current Sale Price: $415,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-032231
  • Previous Sale Recording Date: Feb 27, 2008
  • Previous Sale Contract Date: Feb 25, 2008
  • Previous Sale Amount: $245,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: VANDERBILT MORTGAGE
  • First Mortgage Transaction Date: Sep 01, 2020
  • First Mortgage Loan Amount: $407,483
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE BK FSB
  • Previous Mortgage Transaction Date: Feb 27, 2008
  • Previous Mortgage Loan Amount: $245,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 25, 2038

About Northwest Atlanta



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Frequently Asked Questions

What neighborhood is 2605 Smith Street Northwest located in?
The 2605 Smith Street Northwest is a house located in the neighborhood of Riverside in Northwest Atlanta, Atlanta.
What is the average sales price for listings in 2605 Smith Street Northwest?
The average sales price for units in 2605 Smith Street Northwest is $415,000 , or $182/sqft. currently.

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