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2173 Monarch Ridge Circle

2173 Monarch Ridge Circle, El Cajon, CA 92019
Sold Oct 03, 2017
$825,000
$680,678 by United Wholesale Mortgage
Mortgage Due Nov 01, 2035
Sold Jul 15, 2014
$745,000
$558,750 by Guild Mortgage Co
Mortgage Due Aug 01, 2044
2173 Monarch Ridge Circle in El Cajon, CA was first built in 1992 and is 32 years old. This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 2173 Monarch Ridge Circle has 2,941 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 8,405 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. For those who need parking, there is a garage. There are a total of 3 available parking spaces. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2173 Monarch Ridge Circle sold most recently in Sep 6, 2017 for a total of $825,000. If you work out the math, that's approximately a cost of $280.52 per sqft. Before that, the property was also sold for $745,000 in Jun 19, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,750 in taxes each year. 2173 Monarch Ridge Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $902,143. If we break it down further, the land itself was valued at $329,281. Improvements to the property, however, were assessed at a total of $572,862. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 3
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 8,405
  • Total Building Area: 2,941
  • Building Area: 2,941
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,941
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EL CAJON 4685-2
  • Land Acres: 0.193
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 138 UND INT IN LOT 166&ALL OF TR 012435

Ownership

  • Current Owner : SHIELDS TIMOTHY
  • Previous Owner : HOLSMAN RICHARD D
  • Previous Owner 2: HOLSMAN DEBORAH J
  • Owner Before Previous Owner: HAMMEL STEVEN
  • Owner Before Previous Owner 2: SMITH TERRY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Grossmont Union High School District
  • School Tax School District: CAJON VALLEY UN
  • Census Tract: 015406

Zoning

  • Zoning: RR

Geography

  • Assessors Map Reference: 012435
  • Subdivision Tract Number: 012435
  • Parcel: 517-275-33-00
  • Lot: 138,1
  • Municipality: CAJON VALLEY UNION
  • Latitude: 32.7659
  • Longitude: -116.908

    Address

  • Full Address: 2173 Monarch Ridge Cir
  • Address - House Number: 2173
  • Address - Street Name: Monarch Ridge
  • Address - Suffix Type: Cir
  • State: CA
  • City Name: El Cajon
  • Carrier Code: C007
  • 4-Digit Zip Code: 3875
  • Zip Code: 92019

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,750
  • Tax Rate Code Area: 59-194

    Appraisal Valuation

  • Standard Deviation: 0.1837
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 75
  • Final Value: 1,378,262
  • High Value: 1,631,534
  • Low Value: 1,124,990

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $680,678
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Mar 03, 2021
  • First Open Lien Mortgage Loan Amount: $680,678
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $902,143
  • Assessed Land Value: $329,281
  • Assessed Improvements Value: $572,862

    Sales

  • Current Sale Contract Date: Sep 06, 2017
  • Current Sale Recording Date: Oct 03, 2017
  • Current Sale Transaction ID: 1736560417
  • Current Sale Price: $825,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2017-0455619
  • Previous Sale Recording Date: Jul 15, 2014
  • Previous Sale Contract Date: Jun 19, 2014
  • Previous Sale Amount: $745,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Oct 03, 2017
  • First Mortgage Loan Amount: $741,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: GUILD MORTGAGE CO
  • Previous Mortgage Transaction Date: Jul 15, 2014
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $558,750
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Aug 01, 2044

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Frequently Asked Questions

What neighborhood is 2173 Monarch Ridge Circle located in?
The 2173 Monarch Ridge Circle is a house located in the neighborhood of Rancho San Diego in Rancho San Diego, El Cajon.
What is the average sales price for listings in 2173 Monarch Ridge Circle?
The average sales price for units in 2173 Monarch Ridge Circle is $0 currently.

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