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2138 Cumberland Avenue

2138 Cumberland Avenue, Charlotte, NC 28203
Sold May 06, 2019
$725,000
$200,000 by First Citizens Bank & Trust Co
Mortgage
Sold Jan 01, 1975
Transfer
2138 Cumberland Avenue in Charlotte, NC was first built in 1940 and is 84 years old. Although, the building on the property was most recently renovated and altered in 1985. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 2138 Cumberland Avenue has 2,488 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 15,682 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a gable style roof made of asphalt. For those who need parking, there is a garage. The garage is 380 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in May 6, 2019 for $725,000. That's $291.40 per sqft. 2138 Cumberland Avenue was last assessed in 2023. The total value of the property was assessed at $992,800. Specifically, the land the property is located on was valued at $735,000. While improvements on the property were assessed at a total of $257,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $7,312. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1985
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 380
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,682
  • Total Building Area: 2,488
  • Gross Building Area: 2,488
  • Building Area: 2,488
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,488
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CUMBERLAND PARK
  • Land Acres: 0.36
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L7 B3 M4-503

Ownership

  • Current Owner : SEDERBURG MATTHEW E
  • Current Owner 2: BALCH CARA L
  • Previous Owner : STOCKWELL HENRY P
  • Previous Owner 2: STOCKWELL HANNAH H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 003402

Zoning

  • Zoning: R-5

Geography

  • Assessors Map Reference: 151-02
  • District: 1
  • Parcel: 151-028-12
  • Block: 3
  • Lot: 7
  • Municipality: CHARLOTTE
  • Latitude: 35.196
  • Longitude: -80.8447

    Address

  • Full Address: 2138 Cumberland Ave
  • Address - House Number: 2138
  • Address - Street Name: Cumberland
  • Address - Suffix Type: Ave
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C004
  • 4-Digit Zip Code: 6010
  • Zip Code: 28203

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,312
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1832
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 1,190,445
  • High Value: 1,408,557
  • Low Value: 972,333

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: FIRST CITIZENS BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Aug 13, 2021
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $992,800
  • Market Land Value: $735,000
  • Market Improvement Value: $257,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $992,800
  • Assessed Land Value: $735,000
  • Assessed Improvements Value: $257,800

    Sales

  • Current Sale Contract Date: May 06, 2019
  • Current Sale Recording Date: May 06, 2019
  • Current Sale Transaction ID: 11607081288
  • Current Sale Price: $725,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019053948
  • Previous Sale Recording Date: Jan 01, 1975
  • Previous Sale Contract Date: Jan 01, 1975
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: MCLEAN MORTGAGE CORP
  • First Mortgage Transaction Date: May 06, 2019
  • First Mortgage Loan Amount: $400,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2049

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Frequently Asked Questions

What neighborhood is 2138 Cumberland Avenue located in?
The 2138 Cumberland Avenue is a house located in the neighborhood of Freedom Park in Freedom Park, Charlotte.
What is the average sales price for listings in 2138 Cumberland Avenue?
The average sales price for units in 2138 Cumberland Avenue is $0 currently.

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