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177 Cowesett Avenue

177 Cowesett Avenue, West Warwick, RI 02893
Property in West Warwick
Sold Sep 08, 2020
$269,900
$26,762 by Secretary Housing Urban Develo
Mortgage Due Nov 01, 2050
Sold Apr 26, 2019
$119,000
$1,800,000 by Stevens Inc
Mortgage
Local assessors in West Warwick, RI have categorized 177 Cowesett Avenue as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 21,889 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 177 Cowesett Avenue has a total of 1,783 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,210 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a steam heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 4, 2020 for $269,900. That's $151.37 per sqft. Prior to that sales transaction, the property was also sold in Apr 23, 2019 for $119,000. 177 Cowesett Avenue was last assessed in 2023. The total value of the property was assessed at $272,800. Specifically, the land the property is located on was valued at $85,000. While improvements on the property were assessed at a total of $187,800. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $4,998. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 1,210
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 21,889
  • Total Building Area: 1,783
  • Gross Building Area: 3,301
  • Building Area: 1,783
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 1,783
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.503
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : DARBY ANTHONY D
  • Current Owner 2: DARBY SHALLA
  • Previous Owner : LSJ PROPERTIES LLC
  • Owner Before Previous Owner: GREENWICH CAPITAL PARTNRS
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: West Warwick School District
  • School Tax School District: WEST WARWICK PS
  • Census Tract: 020101

Zoning

  • Zoning: R-10

Geography

  • Account Number: 2-0255-60
  • Parcel: WWAR 013-0712-0-000
  • Municipality: WEST WARWICK
  • Latitude: 41.6844
  • Longitude: -71.5137

    Address

  • Full Address: 177 Cowesett Ave
  • Address - House Number: 177
  • Address - Street Name: Cowesett
  • Address - Suffix Type: Ave
  • State: RI
  • City Name: West Warwick
  • Carrier Code: C020
  • 4-Digit Zip Code: 3226
  • Zip Code: 02893

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,998

    Appraisal Valuation

  • Standard Deviation: 0.1966
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 73
  • Final Value: 387,556
  • High Value: 463,767
  • Low Value: 311,344

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $26,762
  • First Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • First Open Lien Mortgage Recording Date: Oct 02, 2023
  • First Open Lien Mortgage Loan Amount: $26,762
  • First Open Lien Mortgage Term: 324
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $272,800
  • Assessed Land Value: $85,000
  • Assessed Improvements Value: $187,800

    Sales

  • Current Sale Contract Date: Sep 04, 2020
  • Current Sale Recording Date: Sep 08, 2020
  • Current Sale Transaction ID: 11787620743
  • Current Sale Price: $269,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2485-3941
  • Previous Sale Recording Date: Apr 26, 2019
  • Previous Sale Contract Date: Apr 23, 2019
  • Previous Sale Amount: $119,000
  • Previous Sale Document Type: Deed

    Previous Mortgages

  • Previous Mortgage Lender: STEVENS INC
  • Previous Mortgage Transaction Date: Apr 26, 2019
  • Previous Mortgage Loan Amount: $1,800,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Kent



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Frequently Asked Questions

What neighborhood is 177 Cowesett Avenue located in?
The 177 Cowesett Avenue is a other located in the neighborhood of West Warwick in Kent, West Warwick.
What is the average sales price for listings in 177 Cowesett Avenue?
The average sales price for units in 177 Cowesett Avenue is $0 currently.

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