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174 River Lights Lane

174 River Lights Lane, Memphis, TN 38103
House in Harbor Town
Sold Mar 13, 2019
$384,000
$378,000 by Bank Of England
Mortgage Due Feb 01, 2051
Sold Dec 21, 2016
$320,000
$256,000 by Mortgage Investment Group
Mortgage Due Jan 01, 2047
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174 River Lights Lane in Memphis, TN was first built in 2002 and is 22 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 174 River Lights Lane has 2,206 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 370 ft and the linear feet between the front and back of the lot is 950. In total, the area measurement of the land is 3,684 square feet.

Learn more about the property and building on this page. There is a unknown. For those who need parking, there is a attached garage. The garage is 440 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 174 River Lights Lane was last sold in Feb 28, 2019 for $384,000. According to our calculations, that's $145.12 per sqft. Prior to that sales transaction, the property was sold for $320,000 in Dec 15, 2016. Current property owners are expected to pay $6,261 in taxes per year. The property on 174 River Lights Lane was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $102,775. To break that down further, the land itself was valued at $17,950. While improvements to the property were assessed at a total of $84,825. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Average
  • Building Quality: D
  • Construction Type: Frame
  • Building Style: Traditional
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,684
  • Lot Size Depth Feet: 950
  • Lot Size Frontage Feet: 370
  • Total Building Area: 2,646
  • Gross Building Area: 2,646
  • Building Area: 2,206
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,206
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HARBOR TOWN PD PH 20
  • Land Acres: 0.085
  • Standard Land Use Code: Planned unit development (pud residential)
  • Legal Description 1: NS RIVER LIGHTS LN SEE MAP PG 113K

Ownership

  • Current Owner : CHAMBERLAIN RYAN P
  • Previous Owner : SPIOTTA MICHAEL G
  • Previous Owner 2: SPIOTTA RACHEL V
  • Owner Before Previous Owner: UNGLESBY LEWIS
  • Owner Before Previous Owner 2: UNGLESBY EMILIE H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shelby County School District
  • Census Tract: 000100

Zoning

  • Zoning: CMU-3

Geography

  • Assessors Map Reference: MB 288-048
  • District: O
  • Parcel: 00-1001-N0-0034
  • Lot: 423
  • Municipality: MEMPHIS
  • Latitude: 35.1688
  • Longitude: -90.0508

    Address

  • Full Address: 174 River Lights Ln
  • Address - House Number: 174
  • Address - Street Name: River Lights
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Memphis
  • Carrier Code: C033
  • 4-Digit Zip Code: 8930
  • Zip Code: 38103

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,261

    Appraisal Valuation

  • Standard Deviation: 0.2281
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 68
  • Final Value: 521,679
  • High Value: 640,702
  • Low Value: 402,656

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $553,000
  • First Open Lien Mortgage Lender: BANK OF ENGLAND
  • First Open Lien Mortgage Recording Date: Jan 20, 2021
  • First Open Lien Mortgage Loan Amount: $378,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051
  • Second Open Lien Mortgage Lender: ALLIANT CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Nov 09, 2022
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $95,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 18, 2037
  • Third Open Lien Mortgage Lender: AMERICAN AIRLINES FCU
  • Third Open Lien Mortgage Recording Date: Feb 27, 2024
  • Third Open Lien Mortgage Financing Type: Variable
  • Third Open Lien Mortgage Loan Amount: $80,000
  • Third Open Lien Mortgage Term: 180
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Feb 13, 2039

    Market Valuation

  • Market Total Value: $411,100
  • Market Land Value: $71,800
  • Market Improvement Value: $339,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $102,775
  • Assessed Land Value: $17,950
  • Assessed Improvements Value: $84,825

    Sales

  • Current Sale Contract Date: Feb 28, 2019
  • Current Sale Recording Date: Mar 13, 2019
  • Current Sale Transaction ID: 11589259056
  • Current Sale Price: $384,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 19024287
  • Previous Sale Recording Date: Dec 21, 2016
  • Previous Sale Contract Date: Dec 15, 2016
  • Previous Sale Amount: $320,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRIUMPH MORTGAGE
  • First Mortgage Transaction Date: Mar 13, 2019
  • First Mortgage Loan Amount: $346,560
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Mar 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGE INVESTMENT GROUP
  • Previous Mortgage Transaction Date: Dec 21, 2016
  • Previous Mortgage Loan Amount: $256,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2047

About Downtown Memphis



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Frequently Asked Questions

What neighborhood is 174 River Lights Lane located in?
The 174 River Lights Lane is a house located in the neighborhood of Harbor Town in Downtown Memphis, Memphis.
What is the average sales price for listings in 174 River Lights Lane?
The average sales price for units in 174 River Lights Lane is $0 currently.

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