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1622 Cowling Avenue

1622 Cowling Avenue, Louisville, KY 40205
Sold Jul 25, 2018
$611,000
$311,000 by Stock Yards Bank & Trust Co
Mortgage Due Aug 01, 2048
Sold Jul 24, 2006
$350,000
$280,000 by Century Lending Co
Mortgage Due Aug 01, 2036
Local assessors in Louisville, KY have categorized 1622 Cowling Avenue as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 9,845 square feet. The linear feet between the front and back of the lot was measured at 2,000 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1622 Cowling Avenue has a total of 2,360 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,477 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 720 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable style roof that was made of composition shingle. Lots of stucco were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1622 Cowling Avenue sold most recently in Jul 23, 2018 for a total of $611,000. If you work out the math, that's approximately a cost of $258.90 per sqft. Before that, the property was also sold for $350,000 in Jul 18, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,257 in taxes each year. 1622 Cowling Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $615,240. If we break it down further, the land itself was valued at $68,000. Improvements to the property, however, were assessed at a total of $547,240. The property's total market value has been marked the same as the total assessed value which is pretty typical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Bedroom Count: 1
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Stucco
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,477
  • Garage Type: Detached
  • Garage Square Area: 720
  • Parking Space Count: 3
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 9,845
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 500
  • Total Building Area: 2,360
  • Building Area: 2,360
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,360
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ANNA M TERRELL
  • Land Acres: 0.226
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 20 BLK 2 BONYCASTLE SUB PB. 1 PG. 39, .226 AC+/-, 50 X 200, SW SIDE COWLING AVE

Ownership

  • Current Owner : JONES PAUL BRECKINRIDGE
  • Current Owner 2: MCFADDEN DEVON KLOEPFER
  • Previous Owner : LYLE DAVID B
  • Previous Owner 2: LYLE ASHLEY D
  • Owner Before Previous Owner: WINE NANCY
  • Owner Before Previous Owner 2: WEBB GARTH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 008500

Zoning

  • Zoning: R5A-RESIDE

Geography

  • Account Number: 00094454
  • District: 100023
  • Parcel: 10077E00570000
  • Block: 2
  • Lot: 20
  • Municipality: LOUISVILLE
  • Latitude: 38.2321
  • Longitude: -85.7005

    Address

  • Full Address: 1622 Cowling Ave
  • Address - House Number: 1622
  • Address - Street Name: Cowling
  • Address - Suffix Type: Ave
  • State: KY
  • City Name: Louisville
  • Carrier Code: C070
  • 4-Digit Zip Code: 1313
  • Zip Code: 40205

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,257
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2132
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 70
  • Final Value: 760,925
  • High Value: 923,156
  • Low Value: 598,694

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $488,800
  • First Open Lien Mortgage Lender: STOCK YARDS BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Jul 25, 2018
  • First Open Lien Mortgage Loan Amount: $311,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2048
  • Second Open Lien Mortgage Lender: STOCK YARDS BANK & TRUST CO
  • Second Open Lien Mortgage Recording Date: Jul 25, 2018
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $177,800
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Commercial

    Market Valuation

  • Market Total Value: $615,240
  • Market Land Value: $68,000
  • Market Improvement Value: $547,240

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $615,240
  • Assessed Land Value: $68,000
  • Assessed Improvements Value: $547,240

    Sales

  • Current Sale Contract Date: Jul 23, 2018
  • Current Sale Recording Date: Jul 25, 2018
  • Current Sale Transaction ID: 11488122109
  • Current Sale Price: $611,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2018172822
  • Previous Sale Recording Date: Jul 24, 2006
  • Previous Sale Contract Date: Jul 18, 2006
  • Previous Sale Amount: $350,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: STOCK YARDS BANK & TRUST CO
  • First Mortgage Transaction Date: Jul 25, 2018
  • First Mortgage Loan Amount: $311,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: CENTURY LENDING CO
  • Previous Mortgage Transaction Date: Jul 24, 2006
  • Previous Mortgage Loan Amount: $280,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 01, 2036

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Frequently Asked Questions

What neighborhood is 1622 Cowling Avenue located in?
The 1622 Cowling Avenue is a house located in the neighborhood of Cherokee Seneca in The Highlands, Louisville.
What is the average sales price for listings in 1622 Cowling Avenue?
The average sales price for units in 1622 Cowling Avenue is $0 currently.

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