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1432 Ferncliff Road

1432 Ferncliff Road, Charlotte, NC 28211
House in Cotswold
Sold Jul 26, 2019
$78,000
$794,500 by Hometrust Bank
Mortgage Due Jun 01, 2051
Sold Jun 26, 2009
$465,000
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Local assessors in Charlotte, NC have categorized 1432 Ferncliff Road as a residential type of property. The home was built in 1955 and is 69 years old. It was most recently renovated and altered in 1975. The property's lot size has been calculated to be 21,780 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1432 Ferncliff Road has a total of 3,741 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jul 19, 2019 for $78,000. That's $20.85 per sqft. Prior to that sales transaction, the property was also sold in Jun 26, 2009 for $465,000. 1432 Ferncliff Road was last assessed in 2023. The total value of the property was assessed at $1,390,800. Specifically, the land the property is located on was valued at $750,000. While improvements on the property were assessed at a total of $640,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $9,982. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior Brick Exterior / Wood Exterior Wood Exterior

Parking

Carport

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1975
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 21,780
  • Total Building Area: 3,741
  • Gross Building Area: 3,741
  • Building Area: 3,741
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,741
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: AMITY SUPPLY CO
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L17 B4 M6-845

Ownership

  • Current Owner : CARICKHOFF ROBERT
  • Current Owner 2: CARICKHOFF CARRIE
  • Previous Owner : SAMUELSON KENNETH R
  • Previous Owner 2: SAMUELSON LIZABETH T
  • Owner Before Previous Owner: HARNEY JOHN M
  • Owner Before Previous Owner 2: HARNEY HEIDI H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 002202

Zoning

  • Zoning: R-3

Geography

  • Assessors Map Reference: 181-11
  • District: 1
  • Parcel: 181-112-03
  • Block: 4
  • Lot: 17
  • Municipality: CHARLOTTE
  • Latitude: 35.1739
  • Longitude: -80.8067

    Address

  • Full Address: 1432 Ferncliff Rd
  • Address - House Number: 1432
  • Address - Street Name: Ferncliff
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C027
  • 4-Digit Zip Code: 2221
  • Zip Code: 28211

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,982
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.2063
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 72
  • Final Value: 1,003,793
  • High Value: 1,210,976
  • Low Value: 796,610

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $794,500
  • First Open Lien Mortgage Lender: HOMETRUST BANK
  • First Open Lien Mortgage Recording Date: May 18, 2021
  • First Open Lien Mortgage Loan Amount: $794,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $1,390,800
  • Market Land Value: $750,000
  • Market Improvement Value: $640,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,390,800
  • Assessed Land Value: $750,000
  • Assessed Improvements Value: $640,800

    Sales

  • Current Sale Contract Date: Jul 19, 2019
  • Current Sale Recording Date: Jul 26, 2019
  • Current Sale Transaction ID: 11632028600
  • Current Sale Price: $78,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019095207
  • Previous Sale Recording Date: Jun 26, 2009
  • Previous Sale Contract Date: Jun 26, 2009
  • Previous Sale Amount: $465,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PNC BANK NA
  • First Mortgage Transaction Date: Jul 26, 2019
  • First Mortgage Loan Amount: $546,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Aug 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

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Frequently Asked Questions

What neighborhood is 1432 Ferncliff Road located in?
The 1432 Ferncliff Road is a house located in the neighborhood of Cotswold in Cotswold, Charlotte.
What is the average sales price for listings in 1432 Ferncliff Road?
The average sales price for units in 1432 Ferncliff Road is $0 currently.

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