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1228 Summerville Road

1228 Summerville Road, Charlotte, NC 28214
Sold May 05, 2020
$185,000
$179,236 by Southpoint Financial Services
Mortgage Due Aug 01, 2051
Sold Oct 28, 2019
$164,000
1228 Summerville Road has been categorized by the local assessors in Charlotte, NC as a residential type of property. The building on the property was first built in 2007 and is 17 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1228 Summerville Road has 1,293 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 6,098 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 260 sqft. Residents will have the luxury of enjoying both a unknown and a unknown. Love to swim? You'll be excited to find out that there is a pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. The property was last sold in May 4, 2020 for $185,000. That's $143.08 per sqft. Prior to that sales transaction, the property was also sold in Oct 25, 2019 for $164,000. 1228 Summerville Road was last assessed in 2023. The total value of the property was assessed at $213,000. Specifically, the land the property is located on was valued at $22,100. While improvements on the property were assessed at a total of $190,900. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,534. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 260
  • Parking Space Count: 0
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 6,098
  • Total Building Area: 1,293
  • Gross Building Area: 1,293
  • Building Area: 1,293
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,293
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HOMESTEAD GLEN MAP 01
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L49 M42-59

Ownership

  • Current Owner : SPEARS CURTIS CALVIN
  • Current Owner 2: SPEARS CAROLYN FRAYLON
  • Previous Owner : OPENDOOR PROPERTY TRUST I
  • Owner Before Previous Owner: DEMONICO PAULINE A
  • Owner Before Previous Owner 2: MAYR ALFRED
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 006016

Zoning

  • Zoning: R-4

Geography

  • Assessors Map Reference: 035-05
  • District: 1
  • Parcel: 035-053-42
  • Block: 3
  • Lot: 49
  • Municipality: CHARLOTTE
  • Latitude: 35.2885
  • Longitude: -80.9216

    Address

  • Full Address: 1228 Summerville Rd
  • Address - House Number: 1228
  • Address - Street Name: Summerville
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R167
  • 4-Digit Zip Code: 1609
  • Zip Code: 28214

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,534
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.2088
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 71
  • Final Value: 284,030
  • High Value: 343,341
  • Low Value: 224,720

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $179,236
  • First Open Lien Mortgage Lender: SOUTHPOINT FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Jul 21, 2021
  • First Open Lien Mortgage Loan Amount: $179,236
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $213,000
  • Market Land Value: $22,100
  • Market Improvement Value: $190,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $213,000
  • Assessed Land Value: $22,100
  • Assessed Improvements Value: $190,900

    Sales

  • Current Sale Contract Date: May 04, 2020
  • Current Sale Recording Date: May 05, 2020
  • Current Sale Transaction ID: 11767555871
  • Current Sale Price: $185,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020063705
  • Previous Sale Recording Date: Oct 28, 2019
  • Previous Sale Contract Date: Oct 25, 2019
  • Previous Sale Amount: $164,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SHELTER HOME MORTGAGE LLC
  • First Mortgage Transaction Date: May 05, 2020
  • First Mortgage Loan Amount: $172,975
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2050

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Frequently Asked Questions

What neighborhood is 1228 Summerville Road located in?
The 1228 Summerville Road is a house located in the neighborhood of Coulwood East in Coulwood East, Charlotte.
What is the average sales price for listings in 1228 Summerville Road?
The average sales price for units in 1228 Summerville Road is $0 currently.

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