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11304 Cottage View Court

11304 Cottage View Court, Louisville, KY 40299
Sold Jul 23, 2020
$280,000
$224,000 by First Harrison Bank
Mortgage Due Aug 01, 2050
Sold Oct 25, 2019
$150,000
Buyer
Seller
$208,000 by Mml Lending Llc
Mortgage Due Oct 24, 2020
Local assessors in Louisville, KY have categorized 11304 Cottage View Court as a residential type of property. The home was built in 1976 and is 48 years old. The property's lot size has been calculated to be 49,441 square feet. The linear feet between the front and back of the lot was measured at 2,560 ft and the front of the lot was measured at 65,620 ft. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 11304 Cottage View Court has a total of 989 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 11304 Cottage View Court sold most recently in Jul 22, 2020 for a total of $280,000. If you work out the math, that's approximately a cost of $283.11 per sqft. Before that, the property was also sold for $150,000 in Oct 24, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,270 in taxes each year. 11304 Cottage View Court was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $280,000. If we break it down further, the land itself was valued at $43,380. Improvements to the property, however, were assessed at a total of $236,620. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1976
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 49,441
  • Lot Size Depth Feet: 2,560
  • Lot Size Frontage Feet: 65,620
  • Total Building Area: 989
  • Building Area: 989
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 989
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SARATOGA WOODS
  • Land Acres: 1.135
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: RESIDUAL TRACT 1 & LOT 227B CONSOLIDATED MINOR PLAT DB 6562 X 256, 1.135 AC +/-

Ownership

  • Current Owner : RILEY ANDREW K
  • Current Owner 2: RILEY CHRISTINE M
  • Previous Owner : 3SO LLC
  • Owner Before Previous Owner: ARP DONOVAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011518

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 00182939
  • District: 500001
  • Subdivision Tract Number: 1
  • Parcel: 22004603510000
  • Lot: 227B
  • Municipality: JEFFERSONTOWN
  • Latitude: 38.1801
  • Longitude: -85.5473

    Address

  • Full Address: 11304 Cottage View Ct
  • Address - House Number: 11304
  • Address - Street Name: Cottage View
  • Address - Suffix Type: Ct
  • State: KY
  • City Name: Louisville
  • Carrier Code: R059
  • 4-Digit Zip Code: 4393
  • Zip Code: 40299

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,270
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.1769
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 77
  • Final Value: 376,982
  • High Value: 443,708
  • Low Value: 310,256

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $224,000
  • First Open Lien Mortgage Lender: FIRST HARRISON BANK
  • First Open Lien Mortgage Recording Date: Jul 23, 2020
  • First Open Lien Mortgage Loan Amount: $224,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $280,000
  • Market Land Value: $43,380
  • Market Improvement Value: $236,620

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $280,000
  • Assessed Land Value: $43,380
  • Assessed Improvements Value: $236,620

    Sales

  • Current Sale Contract Date: Jul 22, 2020
  • Current Sale Recording Date: Jul 23, 2020
  • Current Sale Transaction ID: 11781287829
  • Current Sale Price: $280,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020144249
  • Previous Sale Recording Date: Oct 25, 2019
  • Previous Sale Contract Date: Oct 24, 2019
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST HARRISON BANK
  • First Mortgage Transaction Date: Jul 23, 2020
  • First Mortgage Loan Amount: $224,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: MML LENDING LLC
  • Previous Mortgage Transaction Date: Oct 25, 2019
  • Previous Mortgage Loan Amount: $208,000
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Balloon
  • Previous Mortgage Loan Due Date: Oct 24, 2020

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Frequently Asked Questions

What neighborhood is 11304 Cottage View Court located in?
The 11304 Cottage View Court is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 11304 Cottage View Court?
The average sales price for units in 11304 Cottage View Court is $0 currently.

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