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108 Prospector Lane

108 Prospector Lane, Idaho City, ID 83631
House in Boise
Sold Aug 19, 2015
Transfer
$314,000 by Pennymac Loan Services Llc
Mortgage Due Nov 01, 2051
Sold Jul 14, 2015
$138,800
$136,972 by First Mortgage Company Llc
Mortgage Due Aug 01, 2045
Local assessors in Idaho City, ID have categorized 108 Prospector Lane as a residential type of property. The home was built in 2000 and is 24 years old. The property's lot size has been calculated to be 17,860 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 108 Prospector Lane has a total of 1,521 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 551 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. Residents rely on air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Prior to that sales transaction, the property was also sold in Jun 9, 2015 for $138,800. 108 Prospector Lane was last assessed in 2023. The total value of the property was assessed at $455,928. Specifically, the land the property is located on was valued at $65,000. While improvements on the property were assessed at a total of $390,928. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,916. The initial tax year of delinquency was in 2021. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 551
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 17,860
  • Total Building Area: 1,521
  • Building Area: 1,521
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,521
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MORES CREEK CROSSING SUB AVG
  • Land Acres: 0.41
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: T6N R5E SEC 26 MORES CREEK CROSSING LOT 2

Ownership

  • Current Owner : WHELCHEL ELIZABETH ANN
  • Previous Owner : THE BANK OF NEW YORK MELLON
  • Owner Before Previous Owner: THE BANK OF NEW YORK MELLON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Basin School District 72
  • Census Tract: 950203

Geography

  • Parcel: RPI90010000020
  • Lot: 2
  • Meridian: SEC 26 TWP 06N RNG 05E
  • Latitude: 43.8246
  • Longitude: -115.83

    Address

  • Full Address: 108 Prospector Ln
  • Address - House Number: 108
  • Address - Street Name: Prospector
  • Address - Suffix Type: Ln
  • State: ID
  • City Name: Idaho City
  • Carrier Code: H042
  • 4-Digit Zip Code: 7701
  • Zip Code: 83631

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,916
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 1001

    Appraisal Valuation

  • Standard Deviation: 0.2128
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 71
  • Final Value: 596,311
  • High Value: 723,224
  • Low Value: 469,398

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $369,000
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Nov 02, 2021
  • First Open Lien Mortgage Loan Amount: $314,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051
  • Second Open Lien Mortgage Lender: CLARITY CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Sep 01, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $55,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $580,928
  • Market Land Value: $65,000
  • Market Improvement Value: $515,928

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $455,928
  • Assessed Land Value: $65,000
  • Assessed Improvements Value: $390,928

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 09, 2015
  • Current Sale Recording Date: Aug 19, 2015
  • Current Sale Transaction ID: 1285841610
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 248085
  • Previous Sale Recording Date: Jul 14, 2015
  • Previous Sale Contract Date: Jun 09, 2015
  • Previous Sale Amount: $138,800
  • Previous Sale Document Type: Special Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: FIRST MORTGAGE COMPANY LLC
  • Previous Mortgage Transaction Date: Jul 14, 2015
  • Previous Mortgage Loan Amount: $136,972
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2045

About Idaho City



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Frequently Asked Questions

What neighborhood is 108 Prospector Lane located in?
The 108 Prospector Lane is a house located in the neighborhood of Boise in Idaho City, Idaho City.
What is the average sales price for listings in 108 Prospector Lane?
The average sales price for units in 108 Prospector Lane is $0 currently.

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