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1046 Saint Paul Street

1046 Saint Paul Street, Indianapolis, IN 46203
Sold Aug 16, 2018
$213,500
$159,300 by Approved Mortgage Corp
Mortgage Due Feb 01, 2046
Sold Dec 29, 2010
$29,900
Local assessors in Indianapolis, IN have categorized 1046 Saint Paul Street as a residential type of property. The home was built in 1896 and is 128 years old. It was most recently renovated and altered in 2015. The property's lot size has been calculated to be 4,879 square feet. The linear feet between the front and back of the lot was measured at 1,280 ft and the front of the lot was measured at 380 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a row home style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1046 Saint Paul Street has a total of 2,072 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 420 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1046 Saint Paul Street was last sold in Aug 8, 2018 for $213,500. According to our calculations, that's $85.67 per sqft. Prior to that sales transaction, the property was sold for $29,900 in Nov 24, 2010. Current property owners are expected to pay $3,558 in taxes per year. The property on 1046 Saint Paul Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $303,000. To break that down further, the land itself was valued at $17,700. While improvements to the property were assessed at a total of $285,300. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1896
  • Effective Year Built: 2015
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Row home
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 420
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,879
  • Lot Size Depth Feet: 1,280
  • Lot Size Frontage Feet: 380
  • Total Building Area: 2,492
  • Gross Building Area: 2,492
  • Building Area: 2,072
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,072
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SANDERS PROSPECT ST SUB INDPLS & CINN RR
  • Land Acres: 0.112
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: F C SANDERS 1ST PROSPECT ST SUB IN R R COSADD L10

Ownership

  • Current Owner : CARMIEN BRIAN
  • Previous Owner : WYATT KIMBERLY S
  • Owner Before Previous Owner: MALONE MICHAEL A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Indianapolis Public Schools
  • Census Tract: 357200

Zoning

  • Zoning: ZO01

Geography

  • Assessors Map Reference: 2338-B5
  • District: 0001
  • Section: 7015004
  • Parcel: 49-10-07-171-020.000-101
  • Lot: 10
  • Municipality: CENTER TOWNSHIP
  • Latitude: 39.753
  • Longitude: -86.1238

    Address

  • Full Address: 1046 Saint Paul St
  • Address - House Number: 1046
  • Address - Street Name: Saint Paul
  • Address - Suffix Type: St
  • State: IN
  • City Name: Indianapolis
  • Carrier Code: C039
  • 4-Digit Zip Code: 1455
  • Zip Code: 46203

Valuation

    Tax

  • Total Area: 1,652
  • Tax Year: 2022
  • Tax Amount: $3,558
  • Tax Rate Code Area: 101

    Appraisal Valuation

  • Standard Deviation: 0.2567
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 63
  • Final Value: 353,653
  • High Value: 444,444
  • Low Value: 262,862

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $159,300
  • First Open Lien Mortgage Lender: APPROVED MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jan 15, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $159,300
  • First Open Lien Mortgage Term: 300
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2046

    Market Valuation

  • Market Total Value: $303,000
  • Market Land Value: $17,700
  • Market Improvement Value: $285,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $303,000
  • Assessed Land Value: $17,700
  • Assessed Improvements Value: $285,300

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 08, 2018
  • Current Sale Recording Date: Aug 16, 2018
  • Current Sale Transaction ID: 11509049495
  • Current Sale Price: $213,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A201800082010
  • Previous Sale Recording Date: Dec 29, 2010
  • Previous Sale Contract Date: Nov 24, 2010
  • Previous Sale Amount: $29,900
  • Previous Sale Document Type: Land Contract

    Last Sale Mortgage

  • First Mortgage Lender: APPROVED MORTGAGE CORP
  • First Mortgage Transaction Date: Aug 16, 2018
  • First Mortgage Loan Amount: $170,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2048

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: MICHAEL A MALONE
  • Previous Mortgage Loan Type: Seller take-back

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Frequently Asked Questions

What neighborhood is 1046 Saint Paul Street located in?
The 1046 Saint Paul Street is a house located in the neighborhood of Near Southeast in Near Southeast, Indianapolis.
What is the average sales price for listings in 1046 Saint Paul Street?
The average sales price for units in 1046 Saint Paul Street is $0 currently.

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